Cupboard
Junior Member
- Joined
- Feb 25, 2013
- Messages
- 21
- Reaction score
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Hi all, here's a short introduction about myself - age 21, single, no dependents.
Has the following:
- Gross annual income of about $33,000
- $40,000 liquid cash in DBS Savings account (int 0.05% p.a.) and SC ESaver account (int up to 1.10% p.a.)
- Holistic insurance coverage from Prudential and AVIVA
- No outstanding loans
I have read Shiny's ebook and I intend to do the following in the foreseeable future:
- Open DBS Multiplier Account
- Open POSB Invest Saver Account, $500 monthly - $400 in ES3 and $100 in A35
- Apply for DBS Credit Card, either DBS Live Fresh or POSB Everyday
- Apply for CDP account and set aside $20k in SSB
I would say that my risk appetite would be medium-high. My question is, if you were in my shoes, will you do the same thing? Or will you do something different?
Has the following:
- Gross annual income of about $33,000
- $40,000 liquid cash in DBS Savings account (int 0.05% p.a.) and SC ESaver account (int up to 1.10% p.a.)
- Holistic insurance coverage from Prudential and AVIVA
- No outstanding loans
I have read Shiny's ebook and I intend to do the following in the foreseeable future:
- Open DBS Multiplier Account
- Open POSB Invest Saver Account, $500 monthly - $400 in ES3 and $100 in A35
- Apply for DBS Credit Card, either DBS Live Fresh or POSB Everyday
- Apply for CDP account and set aside $20k in SSB
I would say that my risk appetite would be medium-high. My question is, if you were in my shoes, will you do the same thing? Or will you do something different?