Citi is known to be an ass who change tnc so I suck it up just keep a while... I kept extra 2 week beyond tnc, 1 month after they promise me verbally
Hi,
Need your advice as i am new to this account.
If i deposit new fresh funds into the account and withdraw the next day or within the same month. This will not affect my counter months, right?
Thanks
Hi guys, just to confirm my understanding. Assuming i deposit 10k on 30 Jun and withdraw that 10k on the following month 31 Jul, it will not reset my counter right?
counter is based on lowest daily balance, so for your case, it should not.
June:
before 30 Jun - $X
30 Jun - $X + $10k
lowest daily balance = $X
July:
before 31 July - $X + $10k + some interest earned from June ($Y)
31 July - $X + $Y
lowest daily balance = $X + $Y
that said, it is risky to withdraw on 31 July because it may get posted on 1 August instead. it's better to withdraw 2 working days before the end of the month. Even with FAST.
The lowest daily balance of the month: SGD 0.00 @ N.A, SGD 15,001.00 @ Jun 20
You have accumulated 0 STEP-UP (Jun)
The above from my statement.
Account opened on 20 June. I immediately FAST 15,001, less than 1 hour from the opening.
Seems like the counter is 0. I guess the opening balance is what they recognize for my case.
Many thanks
Still able to earn the base interest right?although counter not reset, the 10k dun earn any interest. So should put the 10k elsewhere that at least earn some interest for that 1 month.
although counter not reset, the 10k dun earn any interest. So should put the 10k elsewhere that at least earn some interest for that 1 month.
Still able to earn the base interest right?
Yeah, I think is a spike. But eventually will still gradually go up in middle term.1M Sibor hit 1.448% on 3 July !
just received this sms...
<ADV> Exclusively for you. Get up to S$250 cash when you bring in new funds. Show this SMS to your Personal Banker to enroll. T&C apply. SMS UNSUB to 72484
anyone received this & know what is the deal?
i have not checked in with my PB yet to avoid a prolonged sales pitch.
Wow that's a lot, so any idea what is the deal?the SMS I got lagi better
<ADV> Exclusively for you. Get up to S$10,000 cash when you bring in new funds. Contact your RM for more info and enrolment. T&C apply. SMS UNSUB to 72484
Wow that's a lot, so any idea what is the deal?
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