For this promo you have to maintian 10% of fd amount in their current account. For eg, if you put $50k into fd, you need to have at least $5k in their current account.
base on $50k+$5k in fd/current account, interest for 12 months = 50,000 x 1.95% = $975
for the same amount of money ($55k) based on the previous 1.85% (online fd), the interest for 12 months = 55,000 X1.85% = $1017.50
Conclusion: the previous promo of online fd @1.85% is higher than the new 1.95% promo, that's the reason why i never consider MayBank as they are the one who started this kind of condition.