Thanks for your advice. Actually I think 7 yrs is a better bet at this moment. Will try May bank 7 yrs first. Hope can get it approved fast so can focus on my work & family life, have to get over this big hurdle. Hope this nightmare will be over soon.I am really grateful for your time & replies. Thanks again.I read few success story post applying for 7 yrs. not use it’s helpful. Good luck!
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