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Old 03-09-2018, 10:25 AM   #3283
Erinlmh
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Join Date: Oct 2014
Posts: 423
How come your reno not approved? If you cannot taking ID like I am, I suggest you look for vendors who have in house loans or those that accept credit card instalments.

My SO and I not keen to take loan as we feel we should not start our future together in debt (aside from the monthly CPF la). Furthermore ID really anyhow charge leh. I ask many different ID and some give me itemised quotes and some just quote me 70k off hand

Think I will only take ID for coordination works like hacking and light works around the house. Cut down the cost significantly. Flooring and kitchen I save about 4k in total by taking contractor instead of ID.
70K is really alot leh.... If have time, can become the co-ordinator and get direct contractor to do the reno. That will really save alot.
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