Citibank Maxigain Savings Account

[vince123123]

Forum is for discussion, not for Q&A

I thought asking here is faster than waiting on the hotline mah. So nobody has ever tried to do similar transaction before??

More technical question, cannot answer. Same old easy questions, disdain to answer. So forum is for what? Report Sibor, report interest?

 

[artemov]

I thought asking here is faster than waiting on the hotline mah. So nobody has ever tried to do similar transaction before??

More technical question, cannot answer. Same old easy questions, disdain to answer. So forum is for what? Report Sibor, report interest?

You are free to ask any question here. That's how we interact and learn from each other. No single person own this thread and dictate what can and cannot be posted. But whether anyone wants to answer any question is up to them. Many questions might have been asked before, yes, but some threads run up to hundreds of pages. A search might help, most of the time.

 

[PC-User]

Asking here is faster than waiting on hotline? Really? You will get the answer more quickly on the hotline than waiting here.

Or is it you just want to spend 30 seconds shoot one question, then go off, hoping someone is going to answer you?

Ok, maybe I shouldn't say faster, it's easier. Like that you feel better? You moderater or what?

Hotline are not all user friendly. Some are designed badly where you just can't find a section that suits your need. You simply pick one closest option but lead to a dead end. You so fed up then have to hang up and call in again. Sometimes can get very frustrated. I always avoid hotline unless no choice.

Even worse is, when finally reach a human, most of these hotline/help desk people tend to speak softly one. I many times ended up repeatedly saying 'sorry, excuse me, can speak louder, sorry what?...' while pressing the phone hard to my ears. I also paiseh. After call ears also pain. Many unpleasant experience.

 

[dreant]

Anyone knows how long it takes Citi referral to pay out?

I referred a friend for Citigold back in March, and they called me back around June to confirm the referral was good - but also said the payout ($300) will take a while, and I can expect to see it in my a/c around Oct-Dec...

It's free money, so I'm not too concerned - but just wondering if it really did take that long (~6-9 mths) for everyone else?

 

[finalforce]

Anyone knows how long it takes Citi referral to pay out?

I referred a friend for Citigold back in March, and they called me back around June to confirm the referral was good - but also said the payout ($300) will take a while, and I can expect to see it in my a/c around Oct-Dec...

It's free money, so I'm not too concerned - but just wondering if it really did take that long (~6-9 mths) for everyone else?

Mine signed in April, got it in August

Sent from Asus ASUS_X00QD using GAGT

 

[LexusIS]

Anyone knows how long it takes Citi referral to pay out?

I referred a friend for Citigold back in March, and they called me back around June to confirm the referral was good - but also said the payout ($300) will take a while, and I can expect to see it in my a/c around Oct-Dec...

It's free money, so I'm not too concerned - but just wondering if it really did take that long (~6-9 mths) for everyone else?

Around 4-5 mths. Signed in End nov around mar/Apr got it

 

[demoforce1]

Ok, maybe I shouldn't say faster, it's easier. Like that you feel better? You moderater or what?

Hotline are not all user friendly. Some are designed badly where you just can't find a section that suits your need. You simply pick one closest option but lead to a dead end. You so fed up then have to hang up and call in again. Sometimes can get very frustrated. I always avoid hotline unless no choice.

Even worse is, when finally reach a human, most of these hotline/help desk people tend to speak softly one. I many times ended up repeatedly saying 'sorry, excuse me, can speak louder, sorry what?...' while pressing the phone hard to my ears. I also paiseh. After call ears also pain. Many unpleasant experience.

this is make sense!

 

[tiertime]

Ok, maybe I shouldn't say faster, it's easier. Like that you feel better? You moderater or what?

Hotline are not all user friendly. Some are designed badly where you just can't find a section that suits your need. You simply pick one closest option but lead to a dead end. You so fed up then have to hang up and call in again. Sometimes can get very frustrated. I always avoid hotline unless no choice.

Even worse is, when finally reach a human, most of these hotline/help desk people tend to speak softly one. I many times ended up repeatedly saying 'sorry, excuse me, can speak louder, sorry what?...' while pressing the phone hard to my ears. I also paiseh. After call ears also pain. Many unpleasant experience.

ask question in forum also can tio shoot, cham...

 

[mikezuper]

Ask nicely, dont expect answer.

Answer nicely, dont expect appreciation.

All living things in harmony

 

[Sinkie]

Ok, maybe I shouldn't say faster, it's easier. Like that you feel better? You moderater or what?

Hotline are not all user friendly. Some are designed badly where you just can't find a section that suits your need. You simply pick one closest option but lead to a dead end. You so fed up then have to hang up and call in again. Sometimes can get very frustrated. I always avoid hotline unless no choice.

Even worse is, when finally reach a human, most of these hotline/help desk people tend to speak softly one. I many times ended up repeatedly saying 'sorry, excuse me, can speak louder, sorry what?...' while pressing the phone hard to my ears. I also paiseh. After call ears also pain. Many unpleasant experience.

Don't take just the 1-2 replies to judge fellow maxigainers, there are also helpful people here

 

[MikeDirnt78]

Ok, maybe I shouldn't say faster, it's easier. Like that you feel better? You moderater or what?

Hotline are not all user friendly. Some are designed badly where you just can't find a section that suits your need. You simply pick one closest option but lead to a dead end. You so fed up then have to hang up and call in again. Sometimes can get very frustrated. I always avoid hotline unless no choice.

Even worse is, when finally reach a human, most of these hotline/help desk people tend to speak softly one. I many times ended up repeatedly saying 'sorry, excuse me, can speak louder, sorry what?...' while pressing the phone hard to my ears. I also paiseh. After call ears also pain. Many unpleasant experience.

In short, you are just being unreasonable and waiting to be spoon fed.

 

[vince123123]

If you had used the word easier right from the start, I won't bother to have commented.

Ok, maybe I shouldn't say faster, it's easier. Like that you feel better? You moderater or what?

Hotline are not all user friendly. Some are designed badly where you just can't find a section that suits your need. You simply pick one closest option but lead to a dead end. You so fed up then have to hang up and call in again. Sometimes can get very frustrated. I always avoid hotline unless no choice.

Even worse is, when finally reach a human, most of these hotline/help desk people tend to speak softly one. I many times ended up repeatedly saying 'sorry, excuse me, can speak louder, sorry what?...' while pressing the phone hard to my ears. I also paiseh. After call ears also pain. Many unpleasant experience.

 

[Ginnylim07]

Hi just want to ask I have opened an account in Jan this year.

When is good to put more money so that I can generate more interest?

And I cannot remember if this maxigain saving will restart its interest one year later?

 

[PC-User]

Hi just want to ask I have opened an account in Jan this year.

When is good to put more money so that I can generate more interest?

And I cannot remember if this maxigain saving will restart its interest one year later?

Oh no, good luck!

 

[Ginnylim07]

Oh no, good luck! �

Why?

10 chars

 

[Buzy_bee]

Hi just want to ask I have opened an account in Jan this year.

When is good to put more money so that I can generate more interest?

And I cannot remember if this maxigain saving will restart its interest one year later?

Your second question, no, it will not restart interest after one year.

 

[artemov]

Hi just want to ask I have opened an account in Jan this year.

When is good to put more money so that I can generate more interest?

And I cannot remember if this maxigain saving will restart its interest one year later?

How much do you have in the account so far?
Assuming your counter was never reset, it should be 8 or 9 now?
You can add up to max of 150k to earn your interest ... sibor is quite high now, so I think it's quite worth it to add now.
Assuming you dun ever let the current month's min be lower than the previous month's min, it will reach a max counter of 12 and remain at 12 forever!

 

[Ginnylim07]

How much do you have in the account so far?
Assuming your counter was never reset, it should be 8 or 9 now?
You can add up to max of 150k to earn your interest ... sibor is quite high now, so I think it's quite worth it to add now.
Assuming you dun ever let the current month's min be lower than the previous month's min, it will reach a max counter of 12 and remain at 12 forever!

Yes I think should be counter 8 or 9.

I didn't withdraw anything out. I can just transfer money to the account via Fast transfer right?

 

[PC-User]

Why?

10 chars

If lucky, some kind souls will reply. If suay, will kena shoot for asking these same old repeating simple basic questions.

 

[PC-User]

When is good to put more money so that I can generate more interest?

This question outsiders can't relly answer you. It depends on how much your money is earning elsewhere. If it's idling or you already exceeded the interest cap in other saving account(s), then you actually can dump your (excess) money in Maxigain anytime...