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Old 16-09-2018, 05:15 PM   #13
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Join Date: May 2005
Posts: 16,284
I'm not sure why liquidity is a requirement. Why is it? But, that said, most unit trusts are liquid because you can redeem them any business day and get the proceeds within a couple days. Many insurance products are highly liquid. They often have defined surrender values. So I'm really not sure what you mean here. Could you clarify?
The unit trust I bought was from AIA. Endowment is from Great Eastern.

Perhaps both are easy to get back the money but that's like less than 40% of my investment cost. If I want to get back 100%, I will have to wait for them to mature.

Thus, I consider them as low liquidity.
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