good bank account to replace BOC SmartSaver?

compro_1975

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Looking at the family card is so cui now, better to jump ship. which best account is no brainer and easier to cross?
 

newjungle

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Agreed, I no longer use the family card, and when they charge me the annual fee, I will cancel it, but I still use the ZB card, good 10% cash rebate for shopping at taka/Robinson.. and petrol, suit my spending habit.

I think CIMB VS is a good replacement of family card, but needs $600 min spend, and max cap of $50 for each category

If u hate to keep track of things, then HSBC Advance card at 2.5% cash rebate is fairly straightforward.
 

compro_1975

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Agreed, I no longer use the family card, and when they charge me the annual fee, I will cancel it, but I still use the ZB card, good 10% cash rebate for shopping at taka/Robinson.. and petrol, suit my spending habit.

I think CIMB VS is a good replacement of family card, but needs $600 min spend, and max cap of $50 for each category

If u hate to keep track of things, then HSBC Advance card at 2.5% cash rebate is fairly straightforward.

yea but 2.5% is abit little...
 

pcmdan

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I think off topic Liao. tS wanted to know a good replacement for saving account not credit card

Maybank smart saver
1. Salary 2k
2. Giro 300
3. Credit card 500

Simpler den boc and 3%
 

vegavega25

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Looking at the family card is so cui now, better to jump ship. which best account is no brainer and easier to cross?

I think off topic Liao. tS wanted to know a good replacement for saving account not credit card

Maybank smart saver
1. Salary 2k
2. Giro 300
3. Credit card 500

Simpler den boc and 3%



I think the answer is straightforward:

1. A combination of BOC credit cards that can help meet S$1500 monthly card spend requirement.

OR

2. Maybank SmartSaver.
 

Perisher

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boiboi123

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3%? That's really good and seems like very simple requirements. Giro 300 automatically met if you giro cc payment of 500?

I think off topic Liao. tS wanted to know a good replacement for saving account not credit card

Maybank smart saver
1. Salary 2k
2. Giro 300
3. Credit card 500

Simpler den boc and 3%
 

vegavega25

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I see.. 3 bills total of $300? That sounds quite tough. Phone bill nowhere near that, electricity maybe not also..

Total amount of S$300 per month. Must be GIRO debits specifically. Bill pay does not count.

Yes, SaveUp not SmartSaver sorry.
 

iCuteCube

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Total amount of S$300 per month. Must be GIRO debits specifically. Bill pay does not count.

Yes, SaveUp not SmartSaver sorry.

Read up on Maybank SaveUp, don't seems like a good alternative if you don't have $300 GIRO per month :s13: :s12: :s12:
 

pcmdan

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Read up on Maybank SaveUp, don't seems like a good alternative if you don't have $300 GIRO per month :s13: :s12: :s12:

As long you have another credit card spending of >$300 you can use the giro to pay for this card.

Hence you will need to spend at least $800 p.m

$500 on Maybank plat
$300 on another bank's cc
 
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