revhappy
Arch-Supremacy Member
- Joined
- Mar 19, 2012
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Actually, the only thing I've seen is a slight increase in my gold percentage and decrease in stocks percentage. I'm using the highest risk portfolio and and was informed that there would be rebalancing in the form of bonds purchase etc. I guess it may also have something to do with the amount you've invested in. Smaller amounts = smaller loss so no need to rebalance?
My auto-optimisation is set to 'On' btw.
Also, do they inform you immediately after they make the reallocation? If yes, then someone with a huge networth can invest only a minimum amount with the robo and then replicate the same strategy offline and save on the robo fees. So I wonder how does that work.