Thread: Wechat wallet
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Old 23-12-2018, 02:28 PM   #352
xiaofan
Senior Member
 
Join Date: Sep 2018
Posts: 2,440
Indeed it changed in 2018
https://www.17chongzhi.com/article.php?id=27

So it was a loophole in 2017 that you can use Singapore Credit/Debit card and receive WeChat Ang Bao. The loophole is now fixed in 2018...

首先要明确几点:
1, 最新版的海外微信账户,是不能绑定海外国际信用卡的,只能绑定国内大陆银行的储蓄卡,同时要填写银行预留手机号。只有卡号和手机号匹配,才能添加。同时微信会发送验证码到该手机号,用户在微信上输入该手机验证码才能完成绑定!

2, 去年,也就是2017年的时候,有些用户可以不用绑定大陆的银行卡,而是海外信用卡,那时候的确可以操作。但是今年微信是不能绑定海外信用卡了,而是只能绑定国内的银行卡,这是因为海外信用卡存在拒付的功能,是一个严重的漏洞,微信之前没有考虑到国外的信用卡拒付是一个巨大的支付漏洞,由于用户可以像信用卡公司申诉信用卡被盗用,导致微信不得不关闭信用卡绑定的功能!

3, 对于微信发红包如果累计超过1000元,就要进行实名认证,实名认证必须上传中国大陆身份证,海外证件是无法完成实名认证的。

因此对于需要大额微信转账的朋友,无法完成实名认证的海外用户,只能通过第三方进行代付了!
Even for Chinese SIM card, you have to use either an Chinese ID card or a mainland China bank card to finish the real name verification process and then activate the WeChat wallet functions like Ang Bao or payment.

I tried to add a Singapore card for the Chinese sim card I got through my relative but it did not work.
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