Citibank Maxigain Savings Account

[oceanicmanta]

if you have more than 150k.. where will u park your funds

it depends ... how much more ?

 

[Sinkie]

if you have more than 150k.. where will u park your funds

Open a second joint maxigain or Uob one acct

 

[JuniorLion]

if you have more than 150k.. where will u park your funds

1) Joint-name with your spouse for another Citi Maxigain
2) UOB One Account; but you need to do 3 GIRO and spend $500 on your CC;
3) OCBC 360; but you need to credit Salary + other option
4) CIMB FastSaver/I-FastSaver;
5) Philips MMF;
6) Interactive Brokers "Deposit Account"

 

[havetheveryfun]

if you have more than 150k.. where will u park your funds

stanchart esaver or maybank isavvy. play the musical chair game every 2 months.

 

[DenOOO]

I saw this clause in the CNY Topup promo.

not have a net outflow of funds in any month within the Minimum Maintenance Period

Does the above means we can't even transfer out interest earned?

 

[Intel888]

I saw this clause in the CNY Topup promo.

not have a net outflow of funds in any month within the Minimum Maintenance Period

Does the above means we can't even transfer out interest earned?

I think so

 

[tmkedmw]

No outflow of the topup amount. Interest outflow is ok.

I saw this clause in the CNY Topup promo.

not have a net outflow of funds in any month within the Minimum Maintenance Period

Does the above means we can't even transfer out interest earned?

 

[candiceng]

Was told that need to top up the account to 70k within 3 months from account opening to be entitled to the base interest. Anyone has any idea about this?

 

[Trazora]

Was told that need to top up the account to 70k within 3 months from account opening to be entitled to the base interest. Anyone has any idea about this?

Refer to the TnC, need min 70k for base interest. Base interest calculated daily for days with min $70k. Never heard of 3 months.

 

[candiceng]

Refer to the TnC, need min 70k for base interest. Base interest calculated daily for days with min $70k. Never heard of 3 months.

Didn’t see the 3 months anywhere too so I am a bit confused. But according to the cso if top up to 70k after 3 months wont be entitled to the base interest which is their promo??

 

[LexusIS]

Didn’t see the 3 months anywhere too so I am a bit confused. But according to the cso if top up to 70k after 3 months wont be entitled to the base interest which is their promo??

Which CSO, the one who helps u open the account? Guess they will say what their Kpi is dependent on, failing which they might get lower KPI.

Citi sales very aggressive and legendary at giving info which suits their purpose. I was told I needed $250k for a new joint account.

 

[candiceng]

Which CSO, the one who helps u open the account? Guess they will say what their Kpi is dependent on, failing which they might get lower KPI.

Citi sales very aggressive and legendary at giving info which suits their purpose. I was told I needed $250k for a new joint account.

Yeah I guess I can safely ignore it then. Thanks!

 

[Trazora]

Didn’t see the 3 months anywhere too so I am a bit confused. But according to the cso if top up to 70k after 3 months wont be entitled to the base interest which is their promo??

Hmm. In normal circumstance, even if you top up to 70k in say 2nd month, you will not get base interest for 1st month. Unless the CSO is saying they giving special promo to give base interest for first 2 months if top up in 3rd month, but I doubt so unless they give you the TnC for the so called promo.

 

[DenOOO]

No outflow of the topup amount. Interest outflow is ok.

Hmm just contacted my banker and he said interest also cannot lei, cannot move funds within the 3 mths

Meeting him in mid Feb to sign the document.

 

[tmkedmw]

My banker tell me can f2f. Keyword is net outflow of funds and how banker interprets that.

Hmm just contacted my banker and he said interest also cannot lei, cannot move funds within the 3 mths

Meeting him in mid Feb to sign the document.

 

[DenOOO]

My banker tell me can f2f. Keyword is net outflow of funds and how banker interprets that.

I see, probably ask him again during the signing.

What about this clause ?

"Transfer the Top Up Amount within the Enrolment Month (less any funds outflow during Pre-enrolment Period)"

What does the sentence in bracket means ah ? so far i only transfer out interest monthly. (Hit counter 12 le)

 

[harky]

hmm anyone know my dec one they show

BONUS INTEREST EARNED & INTEREST EARNED

Nov one only INTEREST EARNED

 

[JuniorLion]

hmm anyone know my dec one they show

BONUS INTEREST EARNED & INTEREST EARNED

Nov one only INTEREST EARNED

You didn't meet the requirements for Bonus Interest.

 

[harky]

but it was credited wo

You didn't meet the requirements for Bonus Interest.

 

[JuniorLion]

but it was credited wo

Not sure what you mean.