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Old 09-02-2019, 03:07 PM   #2966
Senior Member
Join Date: Feb 2017
Posts: 2,104
some ppl are paranoid and do not want to play the merry go round game or take the risk to do so every 2 months, so they rather stick to FDs which are safer and straightforward
Two primary reasons lah.
First for some people, their time is more valuable than the extra money from the interest generated.
Second is to lock-in the rate in case there is a black swan event, and interest rates go south very rapidly.

Another possible reason is some people are afraid that they would forget to take the necessary follow-up actions on maturity. Or they may make careless mistakes during transaction & its processing.

For me, it is lesser drain on my energy so I can spend more time to laze around lah. 哈哈。
Life is short bro .... later ended up got not enough time to spend your money yo...

Last edited by K202020K; 09-02-2019 at 05:50 PM..
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