Wa... how come so bad xia.. I cannot kena knock back just like this .. My parent will kill me instead of them..
just do your best to ignore them, i was in your situation, they demanded me to pay 5k when they banked in like some pitiful **** amount which i stupidly over returned by 3x
Ignore whatsapp calls
Do Not Disturb Mode to ignore any phone calls from people not on your contact list or unknown number (This helps a lot because you wont call them back or pick up their calls) From the looks of it, you have been constantly calling them back, "easy person to eat"
Put up with it for awhile, (the calls used to scare me, but after like a week, i got over it and their calls just become irritating)
2 weeks free from these ** loan scammers hope they got arrested or died in a car crash. (mine was chinese malaysian)
Most hdb areas have cctv at the void decks, try to walks those paths on your way home (just in case they really send people to stalk/disturb you on your way home)
Do not provoke them, just ignore them (You dont want to cause unnecessary problems just because you challenged their manhood, they will eventually get tired from you ignoring them)
THEY MIGHT TRY CALLING YOU BACK A FEW WEEKS LATER. so just ignore any phone calls you receive from people not in your contact (Do not disturb mode)
EDIT:
Oh yea i forgot one important point, they might send you demonstrations of what they will do to you/your property. (Just ignore it, this is singapore)
Example :
House burning
Getting kidnapped and tortured
Splashed paints