OMG, need advice. I'm having cashflow problems. Been receiving sms and watsapp by LS for weeks. I admit I tempted by the terms. $5k for 12mths at $460/mth.
After given info and all, somebody called me say he need to test first.
He offered a 1 week loan of $1k and payback $1.46k before releasing $5k - $460 as 1st installment.
Now feel like if I pay the $1.46k, they might scam me. They already transfer $980 (- $20 admin fee) to my account even though I say I decide not to take up loan while on the phone.
Pls advice me and pardon my stupidity.
Hello green72.
First of all stay calm and report to the police about this. Dont make any transaction to them. If you're able to pay them the $1.46k within 1 week, they will definitely see you as an easy target.
Be firm and tell them you no longer want to take up the loan and f*ck them up for transferring you the money without your consent. Ask for an account num for you to transfer back. Right now, you need to show you're not afraid of them. They feed on our fears hence that's why they will try all ways to get money from us.
Cut of all contacts with them. Block all their numbers, you will receive multiple calls and msgs from different numbers once you block them. Stay calm each time you receive calls/msgs and NEVER EVER GIVE IN TO THEIR THREATS. You have to be emotionally and mentally strong to fight against them.
Inform your NOK and workplace if you passed them their number. They will start to harras them next once they're unable to contact you. So it's better to inform them in advance to give them a heads up.
If you feel there's a need to close your bank account, please do so. This is just in case they make another transaction to you unknowingly and say you've taken the loan or whats so ever.
Just in case they come and do something to your place, install CCTV. You'll never know what this idiots will do. They will get runners to do their dirty job but it is better to be safe than sorry la.
Talk to someone you trust about it if it gets too overwhelming. This is to keep yourself sane and calm. It is not going to be easy especially and the initial stage. Dont let this mother f*ckers ruin your life thats why it is important to ALWAYS remain calm.
Many of us have been thru this before and still alive and kicking. Still surviving from the mistake we make. So dont be so hard of yourself and take this as a lesson learn. Life need to go on.
May god protect you and your loved ones and give you the strength to pull this through. Jiayou!
I hope this helps ya.
Last edited: