It's clear that when they say increase by 0.1% per month, and up to 1.2% per month that it stops at counter 12 and not infinite.
There is no mention of counter maintaining at 12 subsequently so it is obviously not clear thus I came here to confirm.
Never did I mention the increment is infinite, I am asking whether the interest stays at 1.2% until they decide to change the RULES/TERMS & CONDITION(if that makes you understand)