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Old 30-03-2019, 11:34 PM   #1130
Join Date: Jan 2011
Posts: 144

Iíd flip the priority since we have compulsory MediShield Life in Singapore, especially if youíre a citizen and qualify for the maximum government subsidies for care. Yes, disability income insurance is extremely important, then a modest upgrade of MediShield Life to a public hospital Integrated Shield plan.

You donít need life insurance of any kind unless you have at least one dependent. Early career individuals generally donít have any dependents, although obviously there are exceptions.
Appreciated it. My dependents are my parents whom are still working but is near retire age so i suppose i still need term life in any case.
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