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Old 09-04-2019, 02:44 AM   #8531
Join Date: Nov 2018
Posts: 287
Hi Makminah I'm new in this forum i asking everyone in this forum for your advise recently i taking Loan with LML and ULML before I selling my house. After i selling my house i settle all my debt But the problem i had is1 ULML don't let me clear until now i still paying and till now I never make a police report due to dun want my new owner suffer because my Silly mistake. I know people thinking i sabotage to new owner for me is OK what your saying about me now already trying to clear my Loan with ULML but still not clear.that why i need sis and bro out there helping me or advise me. I already go for counseling still confused because my counseling tell me don't report to the police is there no harrashment or evidence to my old house.and one if I make a police report police will asking me why take loan before selling my house. Until now I don't know what to do every night i 😢 thinking about this problem because this is my first time counter this situation. Please help me thks u

Hi Yamaha. So let me understand this clearly. You borrowed from afew LML and UML, you paid off all of them except for this 1 UML who keeps on asking you to defer? Am I right?

Those that keeps on asking you to defer and most probably scams. They want to earn more money from you. They know you're an easy target and has been all along paying their deferments without fail. How long have you been paying them? And how long have you borrowed from them before you decide to sell the house?
The reason I am asking is because my advise to you would be go and make a police report. Tell them the truth and see what they will advise you to do. The thing is you dont want to get into trouble with the UML but you also wouldn't want to get into trouble with the law. If you're able to justify that you sell your house not because of UML issue to the police, I dont think there will be any problem. I am not in a position to tell you what to do or not to do cause at the end of the day, you know better than anyone else how the situation is like.

As of right now, cut all contacts with the UML and make the police report. Show them everything (transactions, convertions and etc) and come clean and ask the police what your next step is suppose to be. Dont mean to sound rude or bitchy but if ANYTHING were to happen, it's the police who will help you out immediately. Not people from the forum. It's not like we can be phycially be there to help whenever you post something here. The best option you have is to be honest and report to the police. Of course the police wont take any actions and there were no damage done to you or your property but at least having you report in their record will safe guard you in the future. Better be safe than sorry.
I really hope this helps. Remember to STOP ALL CONTACTS AND STOP PAYING THEM.

I'm sure you've read through the thread most of us will provide you the same advise.
Good luck and keep us updated. 💪💪

Last edited by Makminah; 09-04-2019 at 02:49 AM..
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