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Old 11-05-2019, 09:43 PM   #1222
FinalDestiny...
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Join Date: Dec 2008
Posts: 318
Yes, you can buy DII in Singapore that insures up to age 65 or, in one case (Aviva's MINDEF and MHA Group Insurance DII Rider) up to age 70.

TM Protect 1 offers a maximum payout period of 6 years, so it's certainly not going to work well for young adults, at least not on its own. Also, its definition of disability is a little different, probably more restrictive. I can imagine if you're getting close to retirement and/or you're getting close to being able to self-insure that TM Protect 1 might play a supporting role. Generally speaking it's not great.
Thanks for the reply ! I'll check out GE's and AIA's DII offerings
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