HSBC Step Up Promo

[arctician]

wonder how hsbc determine if a grabtaxi txn is a topup or no, or they blanket approach and exclude everything grab?

 

[hwmook]

wonder how hsbc determine if a grabtaxi txn is a topup or no, or they blanket approach and exclude everything grab?

Different MCC code for topup and booking rides.

 

[shengliang1981]

Yes, tried and counted. It's not a digital wallet as money is not stored there, unlike Grabpay.

Thanks for confirming. Nowadays im very scared whenever i see transaction description with the word 'PAY' in it.

I think the transaction description used to be FAVECOM but changed to FAVEPAY some time early this year.

 

[BigJay]

Thanks for confirming. Nowadays im very scared whenever i see transaction description with the word 'PAY' in it.

I think the transaction description used to be FAVECOM but changed to FAVEPAY some time early this year.

Can understand. I am also wondering if Caroupay is legit as I use it in Mar and interest only in late May. Read high and low, very sure it's not a digital wallet.

I think Favepay is the one where one scans the QR code of stalls (eg Subway, Koi) to pay whereas Favecom is the one where one buys deals in Fave app.

 

[chocobo2008]

May I know whether paying SP bill through their app is an eligible Debit spending?

 

[beautyseek]

If i transfer $ out of my premier to stanchart and then immediately transfer the same $ back to my premier, will this count as fresh fund? Do i have to transfer fr stanchart to another bank say maybank then use maybank to transf back to hsbc? So much hassle.

I am thinking to do above becos i stupidly transferred
fr my hsbc joint to my hsbc indv (when i enrolled for new cycle beginning of May) and forgot that it must be fresh funds top up to enjoy bonus interest. When i realised, 2 weeks have passed. So now trying to salvage by transferring out to another bank and then moving back.

Will this work?

 

[oceanicmanta]

If i transfer $ out of my premier to stanchart and then immediately transfer the same $ back to my premier, will this count as fresh fund? Do i have to transfer fr stanchart to another bank say maybank then use maybank to transf back to hsbc? So much hassle.

I am thinking to do above becos i stupidly transferred
fr my hsbc joint to my hsbc indv (when i enrolled for new cycle beginning of May) and forgot that it must be fresh funds top up to enjoy bonus interest. When i realised, 2 weeks have passed. So now trying to salvage by transferring out to another bank and then moving back.

Will this work?

I think it may be better to forgo this cycle, move funds to others ... & rejoin new cycle when ADB is cleared.

You did not sign up for the roadshow gift, did you ?

 

[beautyseek]

I think it may be better to forgo this cycle, move funds to others ... & rejoin new cycle when ADB is cleared.

You did not sign up for the roadshow gift, did you ?

Nope. Thanks for your kind advice.

 

[oceanicmanta]

Nope. Thanks for your kind advice.

I m also in the same cycle.

By first week of Jun, you shld know if the 1.88% StepUp is credited to your Single Premier for that 2 weeks of balance in May ... then decide whether to continue.

 

[shengliang1981]

Any idea if use HSBC debit card for SimplyGo from 6 June, will it be counted towards the minimum spend? Technically it should be counted as it's not digital wallet right?

 

[shengliang1981]

If i transfer $ out of my premier to stanchart and then immediately transfer the same $ back to my premier, will this count as fresh fund? Do i have to transfer fr stanchart to another bank say maybank then use maybank to transf back to hsbc? So much hassle.

I am thinking to do above becos i stupidly transferred
fr my hsbc joint to my hsbc indv (when i enrolled for new cycle beginning of May) and forgot that it must be fresh funds top up to enjoy bonus interest. When i realised, 2 weeks have passed. So now trying to salvage by transferring out to another bank and then moving back.

Will this work?

Did you sign up for the roadshow gift? If so, I believe the HSBC staff should have already verified your source of funds before giving out the roadshow gift. Best to call HSBC to verify first.

 

[oceanicmanta]

Any idea if use HSBC debit card for SimplyGo from 6 June, will it be counted towards the minimum spend? Technically it should be counted as it's not digital wallet right?

It shld be eligible per the T&C.

 

[hwmook]

Just made use of the world transfer function to get remit bonus.

 

[devion]

Really Fxxx bank. I was charged for FX fees for worldwide xfer done a month ago. I saw that HSBC stated no fees for WW FX till Sep 19.
Called CSO & say he needs a day to check & get back to me. Already 2 days, never received call.
End up send msg to them via online.
Few times called CSO to check on bank transactions, bonus interest, everytime CSO cannot resolve on the spot, say will refer to another dept & call me back in next few days. Really lousy customer service....CSO cannot handle on the spot.
Other banks much more efficient in handling customer issues/queries.

 

[shengliang1981]

Really Fxxx bank. I was charged for FX fees for worldwide xfer done a month ago. I saw that HSBC stated no fees for WW FX till Sep 19.
Called CSO & say he needs a day to check & get back to me. Already 2 days, never received call.
End up send msg to them via online.
Few times called CSO to check on bank transactions, bonus interest, everytime CSO cannot resolve on the spot, say will refer to another dept & call me back in next few days. Really lousy customer service....CSO cannot handle on the spot.
Other banks much more efficient in handling customer issues/queries.

How much did you get charged for? I think the fee waiver applies to premier account only and exclude intermediary and beneficiary bank charges. For advance account, there will be $10 charges from HSBC.

 

[BigJay]

It shld be eligible per the T&C.

exclude "transactions involving any pre-paid card and/or digital wallet top-ups, including but not limited to EZ-link, Transitlink or NETS FlashPay"

Grey area. SimplyGo is neither pre-paid card or digital wallet. But is it related to Transitlink?

 

[oceanicmanta]

exclude "transactions involving any pre-paid card and/or digital wallet top-ups, including but not limited to EZ-link, Transitlink or NETS FlashPay"

Grey area. SimplyGo is neither pre-paid card or digital wallet. But is it related to Transitlink?

For other CC, the ABT/SimplyGo transaction description is "BUS/MRT XXXXXX SINGAPORE SG"

Think have strong case to argue it is not top-up related & a genuine Visa transaction.

 

[arctician]

anyone recv bonus interest for $800 debit spend for march? or have to wait till end may..

 

[NTTDoCoMo]

anyone recv bonus interest for $800 debit spend for march? or have to wait till end may..

I Haven't receive too... think just have to wait till end May.

 

[demoforce1]

exclude "transactions involving any pre-paid card and/or digital wallet top-ups, including but not limited to EZ-link, Transitlink or NETS FlashPay"

Grey area. SimplyGo is neither pre-paid card or digital wallet. But is it related to Transitlink?

I called them earlier for ez-reload and they said excluded