Moneyowl Dimensional Fund (DFA) vs Stashaway

[blurpandasg2014]

Roboadvisor: Moneyowl Dimensional Fund (DFA) vs Stashaway

Background:
Moneyowl recently launched a Bionic (Robo + Human Advisory) platform providing funds by DFA. It aims to provide low cost, globally diversified portfolio to consumers.

StashAway is an intelligent wealth management platform that's designed to build and protect wealth by investing in low cost ETFs

Experiment Outline
Contribute $100 SGD into moneyowl (growth portfolio) and Stashaway portfolio 22 on a monthly basis (every 15th).

1) Moneyowl = Growth Portfolio (80% Equity/ 20% Bond)
- Dimensional Global Core Equity Acc SGD (70.8%)
- Dimensional Emerging Markets Large Cap Core Equity Acc SGD (9.2%)
- Dimensional Global Short Fixed Income Acc SGD-H (20%)

2) Stashaway = General Portfolio 22 (99% VAR = 22%)

** This is not really an apple to apple comparison but it is nevertheless a good point to start with

Will be updating this thread on the performance on a periodic basis. Stay Tuned

** Investment temporarily stopped due to some issues with transfer. Will still update cash value and regular monthly top up will resume soon

Investment updates (MoneyOwl vs Stashaway) :

15 May 2019 (Invested: $150/acc) :$150.00/$150.00
25 May 2019 (Invested: $150/acc) :$149.23/$148.98
02 Jun 2019 (Invested: $150/acc) : $146.95/$148.38
14 Jun 2019 (Invested: $150/acc) : $151.17/$152.22
23 Jun 2019 (Invested: $300/acc) : $304.22/$304.20
07 Jul 2019 (Invested: $300/acc) : $308.37/$307.62
16 Jul 2019 (Invested: $450/acc) : $458.03/$459.12
25 Jul 2019 (Invested: $450/acc) : $462.05/$462.90
02 Aug 2019 (Invested: $450/acc) : $455.31/$461.82
06 Aug 2019 (Invested: $450/acc) : $446.42/$459.36
21 Aug 2019 (Invested: $600/acc) : $599.18/$612.63
31 Aug 2019 (Invested: $600/acc) : $604.63/$618.84
08 Sep 2019 (Invested: $600/acc) : $612.31/$621.81
16 Sep 2019 (Invested: $750/acc) : $769.62/$769.20
24 Sep 2019 (Invested: $750/acc) : $770.30/$767.51
21 Oct 2019 (Invested: $750/acc) : $764.98/$755.07
28 Oct 2019 (Invested: $750/acc) : $773.13/$758.52
02 Nov 2019 (Invested: $750/acc) : $778.83/$763.49
08 Dec 2019 (Invested: $750/acc) : $788.72/$767.31
20 Dec 2019 (Invested: $800/acc) : $850.23/$822.71
25 Dec 2019 (Invested: $800/acc) : $852.95/$827.84
31 Dec 2019 (Invested: $800/acc) : $840.79/$829.24
19 Jan 2020 (Invested: $1000/acc) : $1064.03/$1039.34
26 Jan 2020 (Invested: $1000/acc) : $1053.97/$1032.62
30 Jan 2020 (Invested: $1000/acc) : $1050.04/$1034.25
11 Feb 2020 (Invested: $1000/acc) : $1076.00/$1069.60
19 Feb 2020 (Invested: $1100/acc) : $1181.69/$1180.19
28 Feb 2020 (Invested: $1100/acc) : $1086.80/$1106.39
11 Mar 2020 (Invested: $1100/acc) : $1033.07/$1043.23
30 Mar 2020 (Invested: $1200/acc) : $1049.13/$1105.80
07 Apr 2020 (Invested: $1200/acc) : $1076.44/$1138.89
18 Apr 2020 (Invested: $1300/acc) : $1222.25/$1297.70
23 Apr 2020 (Invested: $1300/acc) : $1205.88/$1283.65
08 May 2020 (Invested: $1300/acc) : $1230.17/$1302.32
21 May 2020 (Invested: $1400/acc) : $1365.00/$1431.61
30 May 2020 (Invested: $1400/acc) : $1398.62/$1450.25
08 Jun 2020 (Invested: $1400/acc) : $1448.45/$1475.80
04 Jun 2020 (Invested: $1500/acc) : $1525.87/$1594.42
----PROJECT TERMINATED----

If you are interested in other comparisons, refer to the links below

- Stashaway vs Smartly (Project Terminated) : https://forums.hardwarezone.com.sg/...stashaway-vs-smartly-performance-5756289.html

- Stashaway vs Syfe: https://forums.hardwarezone.com.sg/...-stashaway-vs-syfe-6092311.html#post122162786

 

[peipei1]

My bet is on moneyowl!

 

[InvestingDummy]

Bookmarked! Will definitely be interested to see how this turns out!

 

[JuniorLion]

Endowus is DFA also, but not on iFast. The TER is 1.01-1.16%.

 

[blurpandasg2014]

Endowus is DFA also, but not on iFast. The TER is 1.01-1.16%.

However currently minimum starting is 10k hahas. Can't afford pumping in so much

 

[ahboy82]

Ts y nvr consider those robos by banksike ocbc dbs

Background:
Moneyowl recently launched a Bionic (Robo + Human Advisory) platform providing funds by DFA. It aims to provide low cost, globally diversified portfolio to consumers.

StashAway is an intelligent wealth management platform that's designed to build and protect wealth by investing in low cost ETFs

Experiment Outline
Contribute $150 SGD into moneyowl (growth portfolio) and smartly portfolio 28 on a monthly basis (every 15th). Investment start date 15/05/2019

1) Moneyowl = Growth Portfolio (80% Equity/ 20% Bond)
- Dimensional Global Core Equity Acc SGD (70.8%)
- Dimensional Emerging Markets Large Cap Core Equity Acc SGD (9.2%)
- Dimensional Global Short Fixed Income Acc SGD-H (20%)

2) Stashaway = General Portfolio 28 (69% growth, 31% protective)

** This is not really an apple to apple comparison but it is nevertheless a good point to start with

Will be updating this thread on the performance on a periodic basis. Stay Tuned

Investment updates (MoneyOwl vs Stashaway) :

15 May 2019 (Total Invested: $300) :$150.00/$150.00

 

[Rainbow1112]

How long are you planning to hold?

Started stashaway in march. 2% return currently highest was close to 4% before dropping due to trade wars..

Moneyowl still losing $ as I make the deposit few days before the trade war..

Plan to hold at least 3-5 years with topup every now and then.

Might start a account with autowealth soon. I believe they're the only robo that published returns in their portal?

 

[blurpandasg2014]

How long are you planning to hold?

Started stashaway in march. 2% return currently highest was close to 4% before dropping due to trade wars..

Moneyowl still losing $ as I make the deposit few days before the trade war..

Plan to hold at least 3-5 years with topup every now and then.

Might start a account with autowealth soon. I believe they're the only robo that published the returns on the portal?

Will depend on performance. this portfolio I plan to hold for >20yrs

 

[hlw8888]

bookmarked this thread. have the intention to hold both accounts for mid/long term. not sure if it is good or not.

Sent from Xiaomi REDMI NOTE 4 using GAGT

 

[assiak71]

Is there a endowus thread? They updated their website
Dfa world equity fund
3 pimco bonds


Dfa funds have been lagging traditional market capped funds in recent years. What do you think of dfa?

 

[blurpandasg2014]

Updated with latest earning

 

[RMCWMR]

Background:
Moneyowl recently launched a Bionic (Robo + Human Advisory) platform providing funds by DFA. It aims to provide low cost, globally diversified portfolio to consumers.

StashAway is an intelligent wealth management platform that's designed to build and protect wealth by investing in low cost ETFs

Experiment Outline
Contribute $150 SGD into moneyowl (growth portfolio) and smartly portfolio 28 on a monthly basis (every 15th). Investment start date 15/05/2019

1) Moneyowl = Growth Portfolio (80% Equity/ 20% Bond)
- Dimensional Global Core Equity Acc SGD (70.8%)
- Dimensional Emerging Markets Large Cap Core Equity Acc SGD (9.2%)
- Dimensional Global Short Fixed Income Acc SGD-H (20%)

2) Stashaway = General Portfolio 28 (69% growth, 31% protective)

** This is not really an apple to apple comparison but it is nevertheless a good point to start with

Will be updating this thread on the performance on a periodic basis. Stay Tuned

Investment updates (MoneyOwl vs Stashaway) :

15 May 2019 (Total Invested: $300) :$150.00/$150.00
25 May 2019 (Total Invested: $300) :$149.23/$148.98

Meaning what? both platform lost money?

 

[Desmond_]

anyone with any platform with profit yet?

 

[CCPie]

Lol market heading south don't expect much la. Just compare with sti index. Should also be able to cover some loss with the dividends.

 

[blurpandasg2014]

Meaning what? both platform lost money?

Yup both lost money.

 

[hwmook]

Meaning what? both platform lost money?

All markets in the red, you expecting miracles?

 

[blurpandasg2014]

Bumps bumps updated

 

[assiak71]

What about endowus

 

[blurpandasg2014]

Updated.... Upups

 

[assiak71]

What about endowus

Prefer to see endowus as it looks better than moneyowl