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Old 11-09-2019, 11:56 AM   #38
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Join Date: Nov 2006
Posts: 7,456
another rubbish, obviously dun understand how CPF Life works, not even the basics

Everyone starts on an equal footing so long they have savings with RA at FRS, if u have more savings then topup it to ERS. If u dun want FRS, the do BRS. It is a personal choice!

To add on, u also choose which plan u want: Basic, Standard or EscalatingPlan, that also determines the payout level!
Obviously everyone who hits FRS and chooses the same plan gets the same payout. I'm pointing out that someone earning 3k/month is less likely to hit FRS compared to someone earning 6k/month.

That's the problem, people can't hit FRS yet expect to get a big payout similar to others who worked harder to hit FRS.
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