can I confirm, if I have 78k inside, even if I withdraw 1k and left 77k, I will drop to counter 6 ?
Your counter will drop, if on *any* day this month, your balance is $0.01 or lower than the lowest balance of the previous month.
So, whether or not you can withdraw 1k without the counter dropping, will depend on what was your lowest balance last month.
eg1:
01 Jan: $70k
10 Jan: $72k (you deposit $2k)
20 Jan: $74k (you deposit $2k)
30 Jan: $76k (you deposit $2k)
15 Feb: $78k (you deposit $2k)
25 Feb: $80k (you deposit $2k)
28 Feb: $70k (you withdraw 10k)
Your counter will still +1 (or remain at 12) at the end of Feb; because the lowest balance in Feb is >= lowest balance in Jan.
In the above example, bonus interest will be based on $70k in Jan, and $70k in Feb; because that is the lowest balance for each of those months.
Yes if you have counter 7-12,
counter will drop to 6 if current month is less than previous month
Unless you top up back before the last day of the current month
PS: This is totally incorrect.
Last edited: