Not sure if this is the right topic to post or share but I think the below is a good plan for non-miles focused people:
1. Maybank F&F credit card
- Get up to 8% with min $800 spend
- Cons - must watch spending category, and capped at $80
2. HSBC EGA Debit card
- Spend min $800 to get higher interest
- Cons - not sure how to recycle every few months (there is a thread on this, but seems complicated)
3. SCB BonusSaver credit card
- Credit salary
- Hit min $500 spending or if spending a lot, $2K get extra interest
Random spending after hitting limits or not in categories
- SCB Unlimited for 1.5%
- Amex Cashback for 1.5%