You guys need to picture that this is a business rather then worry that they are pin pointing and aiming at you. Its all a different modern day loan/scam shark already. Its maybe even operated by a cute nerd behind the screen.
They scold you, they send you scary videos, they send you scary messages, but trust me, they dont even remember who you are, because they are doing this to few hundreds customers or even few thousands.
To them you are just a mobile number, To you, they are just also a mobile maybe with a fancy name like Benz, Ace, Prada etc.
So the equation is, if you are a good business then you are a target. If you are bad business, then they leave you alone.
What is a good business?
-People who pay deferment on time
-People who reply and entertain them
-People who clear the loan, and listen to them
What is a bad business?
-People who ignore them
-People who dont pay
-People who dont give in to their threats
So e.g a person who paid deferment and clear the loan obidiently , by right should be a good customer, but to this business its just a good carrot, they will continue harrasment. If they dont harrass that is just because they hope you return as a carrot customer.
And if a person who dont pay a ****, and just ignore. They send threats and stuff and thats it. Its a lost business, they will not conitnue to harrass.
So with this guideline, you ownself choose if you want to be a good business to them or to be left alone?
Problem with the bro Bruinne the story you posted, is you have been too good a business for them. So stop and end it now. Thanks.