Read all these thread but decided to share my worries as my nightmares are back again. My dad's gambling issue has led him to borrowing from loan sharks. One after another we settle for him. After the tide clears he will be good for awhile. But behind our back he started again and this time he borrowed from almost 30 of them. We sat down with him and made him be truthful with us but he told us total only owe 16K. My mum and I went nuts but the stupid me thought it'd be over once we pay up so the 10K bank loan I was given long ago I took it out for my father to use. Who knows that after paying off these nightmare he told us there's another 13K LS debt he hid from us. There's no way to help now. He default payment for 2 days already now we are at the peak of our nightmare. We made police reports before about those scums who threatened us and blackmailed us but the police just said the same old thing. Say will patrol our area, advise us to install cctv and change numbers. But I'm still scared because I have pets at home. My worst fear is those people coming to my house to burn my door or something. Seriously this life is so hellish. Now there are 16 different LS trying to hunt us down... No idea how we are going to get through this. As much as I know many others have experienced it.. it's still really scary. What a dark phase.
Bro, you sound young. What your dad did is what i used to do. With the correct help and support, he can come good again, but this is another topic for another day.
Regarding your current state, there's only so much the advice here can help you. you are the one who has to live through it (me and my family did).
Again, PLEASE DO NOT THINK OF PAYING THEM.
The stalls are mostly connected and even if they are not, whats the difference? Ghost all f them, change what you need to change and face up to the problems that can come. Let your neighbours know that you have a problem at home and they will be unhappy. But the support that comes in after that will be invaluable. It brought my neighbours closer. We didnt used to chat, now we are very friendly (after all the problems).
Please take care of your mum and family, mutual support is very important at this stage. And if you can take my advice, show more care and concern to your dad. He is under a lot of pressure and is the one who may need the most attention at this point.
It's tough. Everyone here has been through it. I have been the source of the problems previously and i can assure you i seen my family gone through a lot of **** for me. Hence i am now working my hardest to repay them, not the money but for their love and concern