To be honest and don't take it personally but a lot of you guys are quite reactionary with your investment decisions. You all need to understand that time smooths everything out.
And for those not all in on equities, that is a huge mistake. Huge. Keeping cash to the tune of double digit percentages is ridiculous.
Different strokes for different folks. Maybe you are smart and found your holy grail in equities. Others may find it in crypto, some through property. And not all have the same financial objectives.
https://www.businessinsider.sg/four...ways-128-billion-cash-pile-2019-11/?r=US&IR=T
Maybe you are smarter and more savvy than Warren Buffet