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Old 02-02-2020, 08:11 PM   #1759
BBCWatcher
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Join Date: Jun 2010
Posts: 11,592
you mean i should continue to do DCA investment in the etf with the 100k from the endowment once it matures in 6 years time?
Yes! That ought to be the default assumption anyway. The endowment plan is past savings, and its maturity doesnít suddenly make it new savings. Itíll just be existing savings to reinvest while your regular savings flow continues.

Your portfolio allocations are up to you, but planning to slash monthly savings from $1,300 to zero about 7 years from now when youíre at least 8 more years away from retirement doesnít make any sense.

Iíve been saving something every month for over a quarter century ó I started very young ó so I donít think you should stop after 7 years.
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