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Old 04-07-2020, 05:46 PM   #9
F1ngolf2012
Senior Member
 
Join Date: Aug 2012
Posts: 958
Vivid account up to 20K 1.3%
What is the rate for HL Bank
and ICBC Step-up?
Noted that Vivid is not 1.3% up to 20k. Interest rate is tiered as below:
0 to $10,000 1.05%
Above $10,000 up to $20,000 1.30%
Above $20,000 0.25%

https://eservices.sfl.sg/esrv_acc_op...c482cc7dfcc52e

Also fund transfer out via mobile e-Wallet App. This would not work for me and some people.
The use of E-Wallet Mobile Application is required for easy transfer of funds to/from savings account to Vivid Prepaid Mastercard

Also noted the non protection of fund in e-Wallet:
Funds stored on the Vivid E-Wallet and/or any Mobile Wallets and the Vivid Prepaid Mastercard and/or any stored value Cards provided by us are not insured deposits under the Deposit Insurance and Policy Owners’ Protection Schemes Act (Chapter 77B of the Singapore Statutes) and are ineligible for protection by the Deposit Insurance Scheme.

HL bank iSaving current promo:
Up to 20k @ 0.88%
Next 180k @ 1.08%

https://www.hlbank.com.sg/en/persona...er-growth.html
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