View Single Post
Old 16-07-2020, 08:14 PM   #2500
Junior Member
Join Date: Jun 2020
Posts: 32
Your buying pattern looks fairly good to me. ES3 will throw off some dividends (so will MBH), and you could use those dividends for rebalancing. At your age in your circumstances a target allocation of something like 20% ES3, 15% MBH, and 65% VWRA would make sense to me, and youíre very close to that on the buying side and can get even closer, if you wish, via dividend reinvestments. (Iím assuming some CPF savings are occurring, too.)

The U.S. S&P 500 stocks already make up roughly half of VWRA, so youíre already well covered there. VWRA is domiciled in Ireland so youíre getting Irish dividend tax rates (good) and automatic dividend reinvestments within the fund.
Thanks BBCW! Glad to know I am on the right track.
Sweetangtang is offline   Reply With Quote