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Old 21-07-2020, 07:29 PM   #9
Senior Member
Join Date: Sep 2010
Posts: 632

Additional question - Is it true that the dealers will offer additional discount if I take up loans with them, and I assume they need you to commit to a minimum loan tenure / amount to enjoy the discounts. Is this typically worthwhile to take up? Or better off with a loan elsewhere (e.g. through the bank)?
You can run the numbers yourself. It's usually 1-1.5k discount for a min sum of 30-40k. So if you have cash, should take the min loan, then pay off once the lock in is over. You should gain overall, slightly

The SE gains loan commission so hit him for extra freebies when negotiating taking the loan
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