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Old 24-07-2020, 10:18 AM   #3
Senior Member
Join Date: May 2014
Posts: 1,205

Recently, DBS Black Amex Credit Card offered "6% cashback on all spend" promotion from 1 Apr - 30 Sep 2020. Cashback will be credited after 60 days.

After 3 mths, DBS confirmed that all my Shopee and Qoo10 transactions to the DBS Black Amex Credit Card - since Apr 2020, are all tagged under Professional Services MCC (Merchant Classification Code) instead, and are excluded from the 6% Cashback.

DBS claims it's Merchants' fault that tag the MCC Code wrongly. But, strangely, it only happens to DBS Black Amex Card. It doesn't happen to other DBS credit cards (eg. Live Fresh VISA, SAFRA MC, etc). And, I find it too coincidental, that both Shopee and Qoo10 tag same wrong MCC code together.

So, do take note, when you spend on the DBS Black Amex credit card.

Seems like the problem is with Shopee/Qoo tagging with AMEX. MCC code can defer depending on payment network. Anyone else with a different AMEX card can confirm?
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