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Old 28-07-2020, 09:00 PM   #14
Okuhida
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Join Date: Dec 2019
Posts: 174
He is assuming the interest as cost, the capital repayment portion is not considered cost. So even though you might not get any cash on hand, $1000 capital repayment is considered as gains.
Yes I only included the interest component. Because when you sell after ten years, the principal repaid is effectively a cash gain.
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