Hi... I need advise...
Like some of you that post here... Being con by loanshark or scammer to transfer money for loan insurance.... I also a victim on this...
Ever since I found out that they are loanshark... I told them that they can take my money and I don't want anything from them...
They keep calling me, asking me to take loan from them... They even threatened me that they will come find trouble to me... Like setting fire... Etc...
They even able to call my NOK... I don't know how they can get my NOK contacts...
What should I do....???
Stay calm, I know that is difficult.
First, make a police report. No need go to the police station. Can be done online with Singpass.
If you provided your Singpass to the scammers, please change password immediately.
Second, stop transferring money. Don't care what threats they say. Just stop. If you think giving them more money to stop the harassment, you are wrong. That action will make them harass you for more. Remember, they are criminals. Doesn't matter you paid in full + interest, they will give excuse to threaten you to pay more.
Thirdly, change both your bank account and your hp number. If changing hp not possible, then block all unknown calls or messages. Never ever reply back. We call it ghosting them. This is better than challenging them on the phone as others here suggest.
Close or put to private all your social media accounts. They will use that to defame you to shame to your friends and contacts.
Fourth, install CCTV asap. Go to your TC office get approval. Show police report for the application.
Fifth, inform your NOK you are being scam. Also your place of work. This is important as you need all the moral support from family and friends.
Finally, stay calm and be vigilant. No one is coming to your house to harm you, they may send runners just to scare you to pay. Since it happened to me for more than a year, no victim house was burnt or anyone hurt or killed. All threats are empty, believe me. Just a tactic to make you pay.
Never pay, seek help from police if they threaten or harass you. Any suspicious persons loitering outside your house, just call your NPC or 999, nevermind if it's a false alarm, you have the right to be safe.
GOOD LUCK.
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