Hi all. Im embarrased to type this but i came here on this platform to seek advice.I got laid unexpectedly and found it extremely hard getting a new job.I was behind on my house payments (2K plus monthly) as its not by CPF with tons of bills to pay.Regretably, i turned to a lender i found on watsapp and borrowed 2 loans totalling 15K each.They seemed legit though somehow i had a buggy feeling they werent.My bank acct was frozen by the police under UML investigations (im not a runner btw) and now my loans are due.The IO advised me not to pay up and to just tahan. I live in a condo with my child and spouse. Im extremely stressed. What if they tail me and harass me when im outside or when im with my kid.What if even after i advise my condo mgmt to ban any visitors to my unit and security still lapses and they harass me or splash paint on my door or my neighbours? I know i shouldnt have borrowed but the dees is done.Im hoping the members here can help advise me on what i should do next.The CCTV i have is only in the home.Should i install one outside my home? Do i need management approval?
Dear, not sure about condo mgmt and how tight the security is...but in case there is a lapse, it is definitely possible to just enter the vicinity with a good pretext...then this batch of runners will need to be the more educated ones...and not the ah bengs or foreign workers or ah peks that some of us here else encountered....
As a parent, I can empathize with you as they too threaten to kipnap my kids..so...take down all your social media platforms...yours, spouse and kids....and those Next of Kins...
Not only you have to endure these...your listed NOK will too...and so my advise, like all others...is to QUICKLY CHANGE ALL contact numbers and house numbers of all affected...esp NOK...and would be advisable for you to explain your situation to them too...so they are mentally prepared for the full onslaught coming....I am the NOK for my case....and it's already week 3...and they are trying new ways now....if possible...install webcams outside your unit...and if you are familiar with your neighbors , you may like to let them know...Ur call....for me...they already harassed my neighbors....so I had to go apologize to all...for the inconvenience caused...
It's going to be a tough period...and if your spouse is able to walk with you throug this period...it will be extremely assuring...and a test of faith in your marriage...
As for your child...shield them...mine has the unfortunate chance of witnessing the splash and the nightmare on the night of her birthday!...so I asked the school counselor for help...
You will really need lots of support....so open up to your love ones....nothing to be embarrassed...it's already done deed...so now is to rectify and move on...
Lean on our SPF...they are really good...but overwhelmed esp during this Covid...lots of borrowers...