Shutterfly
Supremacy Member
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- Sep 10, 2002
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It is printed on your monthly statement.
Thanks. Just checked. I am on counter 9. Not sure if I should keep it.
It is printed on your monthly statement.
if you have something else better, then you will not lose much in terms of counter to switch now.. can keep small amount and counter go back to 6 then climb again in case rates go back up..Thanks. Just checked. I am on counter 9. Not sure if I should keep it.
. Yeah I just closed yesterday.Not aware of fall below fee of 70K. But agreed Maxigain is no longer a attractive product. Planned to close and move somewhere else.
. Yeah I just closed yesterday.
Moved the sum just before Oct. they are able to close for you over the phone. Even if u got max 0.61% is about $35 per month. Might as well put in other fixed deposit.
alternative is uob stash for eir 0.58% if u prefer putting it in banks instead of insurance companies.. Yeah I just closed yesterday.
Moved the sum just before Oct. they are able to close for you over the phone. Even if u got max 0.61% is about $35 per month. Might as well put in other fixed deposit.
Hi guys, I have a few questions regarding about opening of a new Citibank deposit account.
1) When opening a new Citibank Deposit account (new to bank customer), are you expected to fund the account immediately at the branch, or do they give you some leeway, like within 24 hours or 48 hours to put in the S$15,000 TRB?
2) If the Citibank deposit account is left at S$0, does it go negative for the S$15 monthly fall below fee? When you deposit money back, it immediately deducts the negative amount, or the bank cannot do anything and your account will always remain at $0?
2a) As for question 2 addition, what if the account balance is left less than S$15, but above S$0 (e.g. S$5), do they deduct $5 and go into negative, or does it become $0?
Thanks in advance, I don't want to create a new thread just for asking this question.
I remember I used cross cheque when opening the account few years back. Guess they also takes a few days to open your account.
Hi guys, I have a few questions regarding about opening of a new Citibank deposit account.
1) When opening a new Citibank Deposit account (new to bank customer), are you expected to fund the account immediately at the branch, or do they give you some leeway, like within 24 hours or 48 hours to put in the S$15,000 TRB?
2) If the Citibank deposit account is left at S$0, does it go negative for the S$15 monthly fall below fee? When you deposit money back, it immediately deducts the negative amount, or the bank cannot do anything and your account will always remain at $0?
2a) As for question 2 addition, what if the account balance is left less than S$15, but above S$0 (e.g. S$5), do they deduct $5 and go into negative, or does it become $0?
Thanks in advance, I don't want to create a new thread just for asking this question.
Up for awareness. Still seeking answers. Read quite a few pages on this thread but I don't seem to find a definite answer.
Up for awareness. Still seeking answers. Read quite a few pages on this thread but I don't seem to find a definite answer.
when I had the MaxiGain account, i had zero balance months
no fee deduction
i never topped up again bcos i closed account eventually
caveat : this pertains to MaxiGain account only & that's a year ago
usually if account is not a current account, it shld not go negative
if account is current account, it could go negative (at bank's discretion)
because there is no definite answer. it is grey area.
go try it out for yourself for one month to find out the answer for yourself and tell us. it is only $15 at most to try.
If I accidentally transfer funds out of my MaxiGain Account, but replenished the same amount immediately (within the same day, did not pass 12am midnight), will my "lowest balance" or counter be affected? Citibank website says "end day balance" while their Q&A states "at any point of time".
Thanks in advance.
If I accidentally transfer funds out of my MaxiGain Account, but replenished the same amount immediately (within the same day, did not pass 12am midnight), will my "lowest balance" or counter be affected? Citibank website says "end day balance" while their Q&A states "at any point of time".
Thanks in advance.
Should be end of day balance, if u open a new account, u have to fund it on the same day, else the lowest balance for your first month will be $0. Would be good if u share the link to the Q&A that states "at any point of time"
Should be end of day balance
It is based on end of day balance.