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Old 01-12-2020, 11:59 AM   #7775
Chaosphere
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Join Date: Jan 2011
Posts: 434
when I had the MaxiGain account, i had zero balance months

no fee deduction

i never topped up again bcos i closed account eventually

caveat : this pertains to MaxiGain account only & that's a year ago

usually if account is not a current account, it shld not go negative

if account is current account, it could go negative (at bank's discretion)
Thank you for the information. It's hard to draw a line between "Savings account and "Current Account" these days. While looking at the Citibanking pricing guide it says "Savings and Checking Accounts" for the majority of deposit accounts.

Looks like as long as the account does not come with overdraft facility, it shouldn't go into negative. Thanks!
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