Credit Card Charges/Fees

cscs3

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wat abt online purchases at amazon? beta to use a debit card or credit card? i dun tink they chg me the 1.5% when i was using the debit card to pay..

The service charge is always there. Just that they build into the exchange rate.
 

foreseer

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sorry newbie to card as didnt believe in having 1 now just signed up for online purchase as was using debit card all along

if i buy something online and pay up within the same month, will additional charges be incurred?
 

hoshiyume

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First time cc holder. May I know how/when do I need to make payment if I bought sth today using cc?
 

hwmook

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First time cc holder. May I know how/when do I need to make payment if I bought sth today using cc?

When you received the bill, there will be a 2-3 weeks period before payment. If you buy something today, need to pay up 3-8 weeks later depending on your billing cycle.
 

hwmook

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sorry newbie to card as didnt believe in having 1 now just signed up for online purchase as was using debit card all along

if i buy something online and pay up within the same month, will additional charges be incurred?

As long as pay up before the payment date on the bill, there will be no additional charges.
 

oliveirar

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I am so not good with the maths of these interests and expenses I have always been very confused with all of these calculations, one of the biggest reasons I avoid all of these payday loans but i think no credit check payday loans seem good.
 

patriciadgreen

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Really sad it has come to this. Every fee the airline incurs will eventually be transparent and passed on to the consumer.
If a CSR jots down notes during your booking, a pen and paper fee could apply.
As I have said before, a company needs to be easy to do business with.
 

inzightkiller

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hi guys , would like to enquired something here , for example ,im oweing about a 2.6k , base on a 24% per annum , what will the amount i have to pay when the bill comes ? and a definition of "calculated on a daily basis of 0.066%" pretty new with this , can someone clarify it for me thanks .

Also , if someone can kindly advise here , a proper formula of counting interest for UOB one card interest , after the minimal payment cleared monthly etc . Thanks in advanced.
 
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ton188

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First time cc holder. May I know how/when do I need to make payment if I bought sth today using cc?

well you will receive your statement every month.

check when is your statement date, and normally you will pay one month later.

the answer is on your statement date, if i not wrong many people got different statement dates.

so really is normally one month after statement date
 

tatose

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check when is your statement date, and normally you will pay one month later.

Really?

You usually have a grace period of 20 to 30 days after the statement date to pay depending on the issuer bank. Do buffer additional 3 days for Internet payments.
 

beri stupid idiot

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well you will receive your statement every month.

check when is your statement date, and normally you will pay one month later.

the answer is on your statement date, if i not wrong many people got different statement dates.

so really is normally one month after statement date

some ish calendar month some ish statement cycle month
 

sg1001

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yes they have cards frommS$53.50- S$535. Most of the time you get a waiver for First Year. They mostly target high end customers and some of the benefits are attractive like flyer miles, 50% off on selective restaurants etc.
 

toiregi

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when my credit card bill is $101 and my min is $50 and i pay the min.

is my o/s $51?

Interest will only be charged on the $51?
 
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