RedShoe
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jus curious what it means sembawang 4 mr is overall 0.4 ratio and first timer is 0.1 ratio?
0.1 ratio means the number of 1st timer applicants is equal to 10% of number of units allocated for 1st timers.
0.4 ratio means total number of applicants (regardless of 1st or 2nd timer) equal to 40% of all available units.
Based on my understanding.
I may be wrong.