roz_sid wrote:
decide to keep it simple & use 3 funds only.
1 VDEM- emerging - 10%
2 VUSD- sp500 - 60%
3 VWRD-world - 30%
Just a small comment, VWRD is already 50+% in US, so you might not need VUSD or else your exposure to US is very big. Maybe just VDEM and VWRD?