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Old 10-09-2015, 08:48 AM   #4514
pustefix
Senior Member
 
Join Date: Feb 2012
Posts: 522
decide to keep it simple & use 3 funds only.

1 VDEM- emerging - 10%
2 VUSD- sp500 - 60%
3 VWRD-world - 30%
Just a small comment, VWRD is already 50+% in US, so you might not need VUSD or else your exposure to US is very big. Maybe just VDEM and VWRD?
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