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Old 10-08-2019, 10:35 AM   #16
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Waiting for this card. Banks are blood sucker. Annual fees, late charges etc
 would still have to work with a bank on this. let's see which bank can give up e annual fees/late charges.
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Old 10-08-2019, 02:51 PM   #17
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SG also got Goldman sachs, see if its participating locally?

 would still have to work with a bank on this. let's see which bank can give up e annual fees/late charges.
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Old 12-08-2019, 01:28 PM   #18
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 would still have to work with a bank on this. let's see which bank can give up e annual fees/late charges.
u can use cash only. u want to use credit yet want most things free. bank is running a biz to make a earning.
some more credit given is unsecured.
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Old 12-08-2019, 01:30 PM   #19
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 would still have to work with a bank on this. let's see which bank can give up e annual fees/late charges.
SG also got Goldman sachs, see if its participating locally?


Do u know wat banking licence Goldman has in Sg? They do not have a licence from MAS to issue CC in Sg!!!
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Old 12-08-2019, 02:27 PM   #20
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SG also got Goldman sachs, see if its participating locally?


Goldman Sachs Singapore focuses mainly on capital markets and investment products. Also, they do not have the license to issue credit cards like what other HWZer has rightfully pointed out.
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Old 12-08-2019, 04:02 PM   #21
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u can use cash only. u want to use credit yet want most things free. bank is running a biz to make a earning.
some more credit given is unsecured.
err I did not say I want things free. no fees is e selling point of this  Card. how wud  roll this out here if it has different terms here in SG? n pls u make it sound like banks giving credit for free, I hope u do know how much they earn per transaction when merchants take a credit card payment.
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Old 13-08-2019, 01:56 PM   #22
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Pretty much impossible for us to get it here
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Old 14-08-2019, 08:08 PM   #23
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Pretty much impossible for us to get it here
It will eventually be here. Don't worry about it.

This is the card that will disrupt the CC market.
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Old 14-08-2019, 08:56 PM   #24
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Pretty much impossible for us to get it here
Maybe will in future bah
Look at ECG, we thought it wont come here and end up it came.
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Old 14-08-2019, 09:12 PM   #25
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It will eventually be here. Don't worry about it.

This is the card that will disrupt the CC market.

NOt really, depends on what are the rewards.


It will never replace miles accumulation card for sure.
Maybe if Apple Airlines is launched. but then, it would probably be obscenely expensive to fly and the burn rate for miles is worse than SQ.
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Old 14-08-2019, 09:27 PM   #26
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NOt really, depends on what are the rewards.


It will never replace miles accumulation card for sure.
Maybe if Apple Airlines is launched. but then, it would probably be obscenely expensive to fly and the burn rate for miles is worse than SQ.
Disrupting not in terms of benefits but in terms of the outdated late and finance charges and also the annual fees.
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Old 14-08-2019, 09:47 PM   #27
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Yup. Imagine if there is no annual fees, late charges, then it is the card to go. Apple make it look very exclusive and is better than those nonsense card.
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Old 14-08-2019, 10:11 PM   #28
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But no cashback or krisflyer miles?
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Old 15-08-2019, 08:16 AM   #29
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How long? 3years? 5 years?

Maybe will in future bah
Look at ECG, we thought it wont come here and end up it came.
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Old 15-08-2019, 09:07 AM   #30
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Disrupting not in terms of benefits but in terms of the outdated late and finance charges and also the annual fees.

Annual fees i agree is outdated. but late charges and finance charges can be avoided by paying on time. Unless you are saying that the Apple card lets you hold on to your overdue charges without any interests which i seriously doubt so although Apple has the reserves to do that. End of the day, they re a profit organization, not a charity.
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