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Old 02-10-2018, 10:36 AM   #571
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Renting from bays water, should I go for $0 excess (higher rental fees), or let excess remain at $2000 but use travel insurance to cover rental excess in case of accidents?

I scared travel insurance very hard to claim
Travel insurance will cover your own medical but not liability so you will have to fork out the excess if you get into an accident.
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Old 02-10-2018, 10:42 AM   #572
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Travel insurance will cover your own medical but not liability so you will have to fork out the excess if you get into an accident.
There are travel insurance that covers car rental excess. Though typically just a few hundred dollars.
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Old 02-10-2018, 01:12 PM   #573
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There are travel insurance that covers car rental excess. Though typically just a few hundred dollars.
Yup... my travel insurance covers car rental excess to $2000... but not sure if should pay $100 more to bayswater just in case....
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Old 02-10-2018, 02:09 PM   #574
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Yup... my travel insurance covers car rental excess to $2000... but not sure if should pay $100 more to bayswater just in case....
can i know which insurer you purchased from?

Paying $100 more to bayswater to cover will make it administratively easier for you. dont have to submit claim and wait for them review blah blah. plus the car rental company would deduct from your cc hence it may be sometime before you get reimbursed back.. personal preference ba..
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Old 03-10-2018, 07:47 AM   #575
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can i know which insurer you purchased from?

Paying $100 more to bayswater to cover will make it administratively easier for you. dont have to submit claim and wait for them review blah blah. plus the car rental company would deduct from your cc hence it may be sometime before you get reimbursed back.. personal preference ba..



Its complimentary insurance from credit card - hsbc visa infinite

Yes you are absolutely right, a lot of paperworks if anything were to happen, and uncertainty in claiming. I had a bad experience renting from hertz so I want to be more careful on this.

$100 to reduce risk of $2000
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Old 06-11-2018, 08:14 AM   #576
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Its complimentary insurance from credit card - hsbc visa infinite

Yes you are absolutely right, a lot of paperworks if anything were to happen, and uncertainty in claiming. I had a bad experience renting from hertz so I want to be more careful on this.

$100 to reduce risk of $2000
Okay i though it may be good to share this.

I got into an accident - injured a kangaroo and my rental car. Rented from Bayswater and DID NOT take up additional insurance to reduce excess from AUD2000 to zero.

Okay Bayswater quite professional - they gave me paper copies and pdf copies of the rental agreement and invoice, and told me they will do their best to entertain insurance coy queries. I went back to HSBC who gave me a policy number for the complimentary insurance. I filed a claim through AXA online portal with all the necessary docs, and within 3 working days AXA emailed me saying that the claim has been approved and will be credited in the next 7 days.

Excess - SGD2013 (credit card charged AUD2000)
AXA reimbursement - SGD1957 (based on AXAs conversation rate)
Credit card rebate on excess charge - SGD60

Net gain: SGD4 (funny i got into accident and still gain $4)

You lugi on the currency conversion. But with a good credit card rebate, you recover the forex losses.

Learning point 1: always get yourself covered as much as possible. Dont let accidents spoil your holiday
Learning point 2: both bayswater and axa are companies who are professional and deliver as contractually promised
Learning point 3 : get a credit card with good rebates. The card i used eventually gave me better-than-money-changer rates after factoring rebates. I spent much more on card than cash while in perth

Last edited by furryballs; 06-11-2018 at 08:23 AM..
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Old 09-11-2018, 08:47 AM   #577
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Okay i though it may be good to share this.

I got into an accident - injured a kangaroo and my rental car. Rented from Bayswater and DID NOT take up additional insurance to reduce excess from AUD2000 to zero.

Okay Bayswater quite professional - they gave me paper copies and pdf copies of the rental agreement and invoice, and told me they will do their best to entertain insurance coy queries. I went back to HSBC who gave me a policy number for the complimentary insurance. I filed a claim through AXA online portal with all the necessary docs, and within 3 working days AXA emailed me saying that the claim has been approved and will be credited in the next 7 days.

Excess - SGD2013 (credit card charged AUD2000)
AXA reimbursement - SGD1957 (based on AXAs conversation rate)
Credit card rebate on excess charge - SGD60

Net gain: SGD4 (funny i got into accident and still gain $4)

You lugi on the currency conversion. But with a good credit card rebate, you recover the forex losses.

Learning point 1: always get yourself covered as much as possible. Dont let accidents spoil your holiday
Learning point 2: both bayswater and axa are companies who are professional and deliver as contractually promised
Learning point 3 : get a credit card with good rebates. The card i used eventually gave me better-than-money-changer rates after factoring rebates. I spent much more on card than cash while in perth

which credit card do you use?
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Old 10-11-2018, 06:46 PM   #578
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which credit card do you use?
icbc global travel 3% rebate on foreign currencies
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Old 17-11-2018, 08:18 AM   #579
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Hi, we are renting a Toyota corrola sedan from Bayswater. Any idea if the car has usb port? And do we have to pay extra if we drive to Margaret River and Cape Leeuwin? Does bayswater accept singapore driving licence?
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Old 17-11-2018, 08:27 AM   #580
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Hi, we are renting a Toyota corrola sedan from Bayswater. Any idea if the car has usb port? And do we have to pay extra if we drive to Margaret River and Cape Leeuwin? Does bayswater accept singapore driving licence?
Most cars have usb now. What do you mean pay extra? It's not mileage based and no toll in WA..

Aust accepts SG license
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Old 17-11-2018, 12:44 PM   #581
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Hi, we are renting a Toyota corrola sedan from Bayswater. Any idea if the car has usb port? And do we have to pay extra if we drive to Margaret River and Cape Leeuwin? Does bayswater accept singapore driving licence?
1) usb port - not sure. Just buy the 12V adapter to charge your phone? Jusr afew dollars from ah beng accessories shop
2) i paid for unlimited mileage and that covers my drive to margaret river
3) singapore license okay
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Old 17-11-2018, 06:18 PM   #582
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Most cars have usb now. What do you mean pay extra? It's not mileage based and no toll in WA..

Aust accepts SG license


As in does the city use option allows me to drive up to MR and leeuwin? Or need to pay remote fee?
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Old 18-11-2018, 10:10 AM   #583
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As in does the city use option allows me to drive up to MR and leeuwin? Or need to pay remote fee?
No, you can drive to anywhere you like, as long you return the car.
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Old 18-11-2018, 10:23 AM   #584
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Ok i think i know what you mean, Bayswater has different options.

choose the unlimited option.



When hiring a car from one of our Perth offices, there is a once-off $100 remote usage fee if you want to travel more than 500km from Perth. This extends usage to include Kalgoorlie, Kalbarri, Esperance, Monkey Mia, Carnarvon, Meekatharra and Exmouth. (Excludes: Broome, N.T & S.A.).
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Old 14-01-2019, 11:31 AM   #585
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If wan2 rent from those in airport.
Dun book so early. Book 1 to 2wks b4 trip. Price signifacantly lower one.
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