Grab & Go-Jek driver lip lai - Part 10

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d3n

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Admin fee can negotiate... usually $200-$500

U prepare ard $3-5k should be enough for all these.

My avante that time i down more (got spare cash) about $7k. Freed i only down $6k.

Basically is first installment + insurance + road tax + admin fee

My relief bought a coe stream.. think dp only $3k
Buy car need what upfront ah

Down payment+ insurance + road tax?

Tiagong need pay something call admin fee?

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Leave No Men Behind

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Unless take bank loan, 1.98-2.28 depends on torkow.
Dp 30-40% with pull x84months.

Else it is not wise at all to pull out with repayments max up to 120months - in-house bangali loan.
end of it, still owe the finance coy and doesn't one doesn't own (ownership).
Haven't yet :(

Lnmb la his lobang ditch me :vijayadmin:

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d3n

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Leave No Men Behind

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Used set, dp as much possible avoid finance coy interests etc.
Long run = bohua 1.....

Else, jus rent. No need wory repair works etc.
 

d3n

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To me if driving long term rent lagi boh hua.

Eg... past 1 year i doing phv.

$70 (for my freed market rate) x 30 x 12 month = $25200 (ignoring any existing rebates. Cos is not auto given need to drive and clock kpi weekly to get)


If avante

$55 (ard this rate i think) x 30 x 12 month = $19800
Unless do short term. Rent better.

If buy

$1152 (ignore my high interest rates) x 12 mth = $13824
$150 servicing (cos warranty) x 12 mths (assume 10k every mth) = $1800
$13824 + $2500 (insurance) + $684 road tax + $1800 = $18808


My avante cheaper..

$752(iirc) x 12 mths = $9024
$50 servicing (acma cheap cheap) x 12 = $600
$9024 + $600 + $1500 insurance + $738 road tax = $11862

U saved ard $7k easily whichever car

Parking + petrol dun count cos is fixed cost and variable cost.




Used set, dp as much possible avoid finance coy interests etc.
Long run = bohua 1.....

Else, jus rent. No need wory repair works etc.



 
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georgemcics

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Wa saw a SME carplate prawn mee civic on the road with phv decal

Jin satki men

Maybe next time can see Type R doing phv also

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Leave No Men Behind

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FH4UMtvl.jpg


Such ok?
 
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To me if driving long term rent lagi boh hua.

Eg... past 1 year i doing phv.

$70 (for my freed market rate) x 30 x 12 month = $25200 (ignoring any existing rebates. Cos is not auto given need to drive and clock kpi weekly to get)


If avante

$55 (ard this rate i think) x 30 x 12 month = $19800
Unless do short term. Rent better.

If buy

$1152 (ignore my high interest rates) x 12 mth = $13824
$150 servicing (cos warranty) x 12 mths (assume 10k every mth) = $1800
$13824 + $2500 (insurance) + $684 road tax + $1800 = $18808


My avante cheaper..

$752(iirc) x 12 mths = $9024
$50 servicing (acma cheap cheap) x 12 = $600
$9024 + $600 + $1500 insurance + $738 road tax = $11862

U saved ard $7k easily whichever car

Parking + petrol dun count cos is fixed cost and variable cost.










Why you guys can find such cheap car servicing?
 

d3n

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I still feel... u should buy second hand car and dun rent...

Cos not easy to find cheap and well maintain cars these days (especially so many sign liao then return... whack gao gao)

At least u got your own car... u can decide how u want to maintain. Buy those left 1 year old car lesser risk. Buy drive scrap rinse and repeat.

Unless u intend to find new job... and dun want to commit to car ownership.

I see their choices of car quite limited...



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Iamjoh

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I see their choices of car quite limited...



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Maybe they never list all their available cars on carousell, can try msg them see if they have the car u want. Subaru forester fc should be quite bad?
 
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