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Things you need to know about car insurance

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Old 13-11-2017, 01:07 PM   #466
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Guess you gotta live life on the edge bro
what u mean
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Old 17-11-2017, 05:00 PM   #467
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what u mean
His insurance company dosent allow him to renew his road tax so hell be driving on the road without one. Its illegal but he got no choice. A boy gotta do what he gotta to do to get arounddddd
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Old 19-12-2017, 07:37 PM   #468
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Hi,

I was involved in an accident sometime Oct last year. My NCD was previously 50% and now when I check my NCD is 10% even though the fault isnt mine.

Thought the investigation is still ongoing, I feel its unfair they touch my NCD like that as though it's my fault.
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Old 20-12-2017, 12:01 PM   #469
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Hi,

I was involved in an accident sometime Oct last year. My NCD was previously 50% and now when I check my NCD is 10% even though the fault isnt mine.

Thought the investigation is still ongoing, I feel its unfair they touch my NCD like that as though it's my fault.
without knowing more about your case, these are my thoughts:

1. "My NCD was previously 50% and now when I check my NCD is 10% even though the fault isnt mine."
If you had 50% NCD and made one claim in one insurance period, your remaining NCD should be 20%. Did you perhaps mistaken that you had 40% NCD previously or made more than 1 claim?

2. When you say the fault is not yours, is that your opinion or the conclusion of the insurance company? Also, since the case is ongoing, and your policy is likely up for renewal, they may have penalised you first. Should their conclusion be that you are not at fault, they should reinstate the NCD and refund the difference after applying the discount.

I would check, at the point of 50% NCD, did that policy have NCD protector on it? and also definately call to check the status of the claim at this point of time.
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Old 21-12-2017, 04:56 PM   #470
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anyone know how to purchase car insurance without car plate number?
the quotation from my SE is much higher than what i got quoted online.
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Old 21-12-2017, 08:59 PM   #471
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anyone know how to purchase car insurance without car plate number?
the quotation from my SE is much higher than what i got quoted online.
Are you buying a brand new car? As far as I know, you can get a quote without a the registration details but will need the car details, chasis and engine number, as well as the car model and CC.

by the way, what is SE?
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Old 22-12-2017, 03:15 PM   #472
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Should be Sales Engineer...

Are you buying a brand new car? As far as I know, you can get a quote without a the registration details but will need the car details, chasis and engine number, as well as the car model and CC.

by the way, what is SE?
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Old 22-12-2017, 08:55 PM   #473
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Should be Sales Engineer...
Sales Executive.
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Old 31-12-2017, 04:33 PM   #474
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Is $1.8K too much for a first time car owner?
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Old 06-01-2018, 12:11 AM   #475
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It depends on what all it covers and KM it has travelled.





Is $1.8K too much for a first time car owner?
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Old 06-01-2018, 01:16 PM   #476
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Is $1.8K too much for a first time car owner?
That depends:
1. your profile (age, driving experience etc)
2. what car
3. what is the coverage / terms

With more information, maybe we can get a better gauge.
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Old 07-01-2018, 10:42 PM   #477
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Hi,

Was involved in an accident where rear ended another vehicle, Claimant messaged me to settle via insurance for he wants to change his whole rear bumper and other misc stuff.

He went to look for a claims lawyer and issued a demand of compensation for half a million.
it was a knock to which his rear sustained some damages and mine sustained minimal damages(1 hairline crack at the front of my vehicle)
How is this going to affect the insurance, i reported the incident before and NCD reduced to 20% already how much more is it going to impact as well as the compensation?
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Old 08-01-2018, 10:33 PM   #478
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What if my new car is lost in Malaysia due to theft? Will the insurance pay me a new car of the same brand and same model?
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Old 09-02-2018, 11:23 PM   #479
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Hi. I getting new car from AD. my SE offered in house Aig insurance and for my case is $2060. I try get quote from ntuc and got 1.6k.

The aig auto protector offers AD workshop while ntuc is their own.

Should go for in house aig? Or save some money god to ntuc. But I scare ntuc workshop will any how.
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Old 19-02-2018, 05:28 PM   #480
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NTUC allows insurance to be paid by installments without interest, but only by credit card. Why don't they allow other methods like giro because those opting for installments usually don't have the lump sum to pay
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