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Best card for govt transactions (hospital, uni, road tax, s&cc etc.)

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Old 27-06-2018, 10:19 PM   #1
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Best card for govt transactions (hospital, uni, road tax, s&cc etc.)

Anyone have suggestions? Have been using UOB One for govt transactions for a while now until I realized recently that it is excluded from eligible spend. My other card is DBS Altitude, which also has the same exclusions. Thanks!
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Old 27-06-2018, 10:25 PM   #2
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Try Citi PremierMiles for government transaction, Uni, road tax.

Citi SMRT for town council.
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Old 27-06-2018, 10:26 PM   #3
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Hospital Bills should be CIMB Platinum, though you need to clock up 8xmininum $30 in order to get the rebate.
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Old 27-06-2018, 10:59 PM   #4
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boc family.
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I am a buibui sandsurfing in the wilds of sahara
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Old 28-06-2018, 09:49 AM   #5
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govt is excluded in t&C
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Old 28-06-2018, 09:34 PM   #6
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Hospital Bills should be CIMB Platinum, though you need to clock up 8xmininum $30 in order to get the rebate.
Is it based on MCC? Some hospitals use the MCC for government services and I wonder if they will apply the rebate in this case.
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Old 28-06-2018, 10:26 PM   #7
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Anyone have suggestions? Have been using UOB One for govt transactions for a while now until I realized recently that it is excluded from eligible spend. My other card is DBS Altitude, which also has the same exclusions. Thanks!
Hospital bill for medical expenses is not considered govt spend. The problem if any is due to wrong MCC tagging. There are cards which explicitly advertise at the hospital counters that one can earn 3% rebate under medical. The only time it was excluded for me, I did a check and found out that the particular clinic's MCC was fire dept.
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Old 04-07-2018, 02:10 PM   #8
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Maybank plat
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Old 04-07-2018, 03:36 PM   #9
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Foreign bank cards are usually more lenient. Local banks, already clamp down hard since 1-2yrs ago.
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Old 04-07-2018, 03:37 PM   #10
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Anyone have suggestions? Have been using UOB One for govt transactions for a while now until I realized recently that it is excluded from eligible spend. My other card is DBS Altitude, which also has the same exclusions. Thanks!
Since march al xcluded
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Old 01-10-2018, 07:52 PM   #11
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Citi PM exclusions kicking in Oct 4. Any other cards to suggest?
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Old 01-10-2018, 08:53 PM   #12
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Citi PM exclusions kicking in Oct 4. Any other cards to suggest?
maybank visa platinum
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Old 02-10-2018, 10:08 AM   #13
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Citi PM exclusions kicking in Oct 4. Any other cards to suggest?
what new exclusions?
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Old 02-10-2018, 03:14 PM   #14
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what new exclusions?
Citi ThankYou Points and Revisions to the Citi Credit Card Cardmember's Agreements
Please be informed that with effect from 4 October 2018:
(i) Citi ThankYou Points: All references to Citi Dollars / ULTIMA Dollars / ULTIMA $ will be amended to Citi ThankYou Points where applicable in
our Cardmember's Agreements, Citi ThankYou Rewards Program terms and conditions and all relevant customer communication. Please be
assured that this change in naming convention will not affect the rewards earned on your Citi Credit Card(s).
(ii) Revisions to Cardmember's Agreements: There will be revisions to our Citi Credit Card Cardmember's Agreements. Amongst the revisions to
our Agreements, we wish to highlight the following:
(a) Exclusion of rewards: There will be no Citi ThankYou Points / Cash Back / Citi Miles / SMRT$ / Citi Rebate awarded on Citi Credit Card
transactions with merchants falling under certain categories, including but not limited to, Insurance, Government Services, Utilities,
Schools and Bill payments. For the full listing of merchant exclusions, please visit www.citibank.com.sg/producttncs;
(b) Revision to Administrative Fee on Foreign Currency Transactions: The administrative fee on foreign currency transactions
processed by VISA and/or Mastercard International for all Citi Credit Cards will be revised from 2.8% to 3.0% on the converted Singapore
dollar amount.
Please visit www.citibank.com.sg/producttncs to view the current and revised Cardmember's Agreements referenced above.
(iii) Revision to Rewards Earn on Overseas Retail Transactions on Citi PremierMiles Visa Card, Citi Prestige Card, and Citi ULTIMA Card:
From 1 October to 31 December 2018: The rewards earn rate on overseas retail transactions will be increased from 2 Citi Miles / 5 Citi
ThankYou Points to 2.4 Citi Miles / 6 Citi ThankYou Points for every S$1 charged to a Citi PremierMiles Visa Card, Citi Prestige Card, and Citi
ULTIMA Card account, where applicable.
(iv) Removal of 5X Rewards on Citi Clear Platinum Visa Card: You will no longer earn 5X Rewards in respect of dining, online shopping and
foreign currency purchases charged to your Citi Clear Platinum Visa Card, where applicable. You will continue to earn 1 Citi ThankYou Point for
every $1 spend.
(v) Revision to Citi Rewards Card 10X Rewards Promotion: The cap of 120,000 Citi ThankYou Points that you can earn per card anniversary
year, will be changed to a cap of 10,000 Citi ThankYou Points per statement month, on Qualifying Charges (as defined in the Promotion terms
and conditions) made at Eligible Merchants. Please visit www.citibank.com.sg/rewardscard for the Promotion terms and conditions.
Citibank Singapore Ltd
Robinson Road P.O. Box 355 S(900705)
Page 5 of 8
EPSTCSX / 002099-5OF8 / 17209 1000
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