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Best (Miles/Cashback) card for (XXX) payment

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Old 30-03-2017, 11:38 AM   #16
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This forum will be way more usable if it had wiki section on top like other forums on the same engine.

My 2c:

Generic miles spend in foreign currency:

Miles
Generic spend
DBS Altitude Visa - 2mpd
DBS Treasures Amex - 2.3mpd
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Old 30-03-2017, 11:41 AM   #17
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Dining
Citibank Cash Back (8%| min $888/s.mth | $25/mth)

Groceries
Citibank Cash Back (8%| min $888/s.mth | $25/mth)
UOB delight (8% smart$| giant, cold storage, jasons + min $800/c.mth | 50 smart$/mth)
Maybank family and friends (8% | ntuc, cold storage + min $1000/c.mth | $600/ calendar year)
Citi SMRT (7.3%/5% | kallang wave fairprice xtra/ Sheng siong,giant,ntuc + min $300/s.mth + min $50/transaction | 600 smrt$/ year if card renewal after 7 feb17, 280 smrt$ otherwise)
Boc family (5% |min $500/s.mth| $100/mth)

Last edited by Trazora; 30-03-2017 at 12:40 PM..
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Old 30-03-2017, 12:03 PM   #18
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Generic

Maybank platinum (3.33% | min $1000/c.mth for 3mths of calendar qtr| $100/qtr)
Boc family supp card (2.5% | min $200/s.mth on "others" + min $500/s.mth aggregated to main card | $20/mth)

Online
Boc family (5% | min $500/s.mth | $100/mth)

Last edited by Trazora; 30-03-2017 at 12:27 PM..
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Old 30-03-2017, 12:10 PM   #19
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Suggest to differentiate spending requirement is by calendar month (c.mth) or statement month (s.mth). Very common question.

Last edited by Trazora; 30-03-2017 at 12:24 PM..
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Old 30-03-2017, 12:38 PM   #20
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Contactless

DBS Live Fresh (5%+1.2mpd | min $700/mth | $70/mth)
DBS visa debit (5% |Max 3 cash withdrawal across dbs/posb cards per c.mth| $50)
Uob delight (3% smart$ |min $400 /c.mth| 50 smart$/mth)
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Old 30-03-2017, 01:37 PM   #21
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Contactless

DBS Live Fresh (5%+1.2mpd | min $700/mth | $70/mth)
DBS visa debit (5% |Max 3 cash withdrawal across dbs/posb cards per c.mth| $50)
Uob delight (3% smart$ |min $400 /c.mth| 50 smart$/mth)
the DBS live fresh 1.2mpd is for online and visa paywave transaction only right?
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Old 30-03-2017, 01:45 PM   #22
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the DBS live fresh 1.2mpd is for online and visa paywave transaction only right?
For online and contactless ( include visa paywave, android pay, samsung pay, apple pay)
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Old 30-03-2017, 11:20 PM   #23
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This forum will be way more usable if it had wiki section on top like other forums on the same engine.

My 2c:

Generic miles spend in foreign currency:

Miles
Generic spend
DBS Altitude Visa - 2mpd
DBS Treasures Amex - 2.3mpd
My take on miles cards is to go for the highest earn rates, so I only included 4mpd cards in the market. The exception was PRVI, since UOB Visa signature is the only other 4mpd overseas card. Will include other lower earning cards if there are more requests.

Suggest to differentiate spending requirement is by calendar month (c.mth) or statement month (s.mth). Very common question.
Included, as well as all your other replies. Thanks for the input!
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Old 31-03-2017, 02:52 AM   #24
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My take on miles cards is to go for the highest earn rates, so I only included 4mpd cards in the market. The exception was PRVI, since UOB Visa signature is the only other 4mpd overseas card. Will include other lower earning cards if there are more requests.
UOB comes with restrictions - min/max earn amount. DBS - does not.
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Old 31-03-2017, 06:15 AM   #25
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Any for paying bills on axs?
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Old 31-03-2017, 11:32 AM   #26
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Just read the TNCs for PRVI all over again. What restrictions does it have on min/max earn amount?

UOB comes with restrictions - min/max earn amount. DBS - does not.
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Old 31-03-2017, 11:41 AM   #27
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Just read the TNCs for PRVI all over again. What restrictions does it have on min/max earn amount?
Think he meant the points awarded per $5 spend for uob prvi.
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Old 31-03-2017, 12:03 PM   #28
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Also looking for this. Insurance premium coming soon.

Any for paying bills on axs?
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Old 31-03-2017, 02:05 PM   #29
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Awesome effort, thanks for this dahnoob.
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Old 31-03-2017, 11:59 PM   #30
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Included, as well as all your other replies. Thanks for the input!
Edit for the c.mth and s.mth and update for DBS debit visa

Generic:
UOB One (5% | $2k/mth for all 3 s.mths of qualifying qtr | $300/qtr)
Amex TCB (1.5% | NONE | NONE)
SCB Unlimited Cashback (1.5% | NONE | NONE)
SCB Manhattan (3% | min $3k/s.mth | $200/qtr)
Maybank Platinum (3.33% | min $1k/c.mth for c.qtr | $100/qtr)

Contactless:
DBS Live Fresh (5% + 1.2mpd | min $700/c.mth | $70/mth)
DBS Visa debit (5% | Max 3 cash withdrawals and below $400 per c.mth| $50/mth)
UOB Delight (3% in SMART$ | min $400/c.mth | 50SMART$/mth)

Hotel (overseas):
CIMB Plat Mastercard (10% | min $500/s.mth + 8x$30/s.mth | $60/mth)
ANZ Optimum (5% | choose entertainment for the quarter | $30/transaction, no mthly cap)

Online:
SCB Singpost (7% | min $600/s.mth | $60/mth)
DBS Live Fresh (5%+1.2mpd | min $700/c.mth | $70/mth)
BOC Family (5% | min $500/s.mth | $100/mth)

Dining:
POSB Everyday ( 14%/9%/3% | Online food delivery/weekend/weekday + min $600/c.mth | $50/mth)
CIMB Visa Signature (10% | min $500/s.mth + 8x$30/s.mth | $60/mth)
BOC Family (7% | min $500/s.mth | $100/mth)
Citibank Cash Back (8% | min $888/s.mth | $25/mth)

Groceries:
Citibank Cash Back (8% | min $888/s.mth | $25/mth)
UOB delight (8% in SMART$| Dairy Farm group + min $800/c.mth | 50 SMART$/mth)
Maybank Family and Friends (8% | NTUC, Cold Storage + min $1k/c.mth | $600/c.yr)
Citibank SMRT (7.3%/5% | kallang wave fairprice xtra/ Sheng siong,giant,ntuc + min $300/s.mth + min $50/transaction | 600 smrt$/ year if card renewal after 7 feb17, 280 smrt$ otherwise)
BOC Family (5% | min $500/s.mth| $100/s.mth)
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Last edited by Trazora; 01-04-2017 at 04:00 PM..
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