HWZ Forums

Login Register FAQ Mark Forums Read

Best (Miles/Cashback) card for (XXX) payment

Like Tree115Likes
Reply
 
LinkBack Thread Tools
Old 08-04-2017, 09:05 AM   #46
Senior Member
 
Join Date: Aug 2011
Posts: 904
Updated. Regarding ipaymy or cardup, have to wait till 16th to find out.
dahnoob is offline   Reply With Quote
Old 08-04-2017, 09:48 AM   #47
Senior Member
 
Join Date: Aug 2003
Posts: 580
Good thread Thanks for the effort!
Btw does ATU go under contactless? I think the number of atu is capped at statement months. Pls correct me if I got it wrong.

Nets Flashpay ATU
BOC Family (5% | 4ATU/s.mth | $500/s.mth | $100/mth)
tshany is offline   Reply With Quote
Old 08-04-2017, 09:57 AM   #48
Arch-Supremacy Member
 
Join Date: Apr 2015
Posts: 16,220
Good thread Thanks for the effort!
Btw does ATU go under contactless? I think the number of atu is capped at statement months. Pls correct me if I got it wrong.

Nets Flashpay ATU
BOC Family (5% | 4ATU/s.mth | $500/s.mth | $100/mth)
Think 4ATU is the cap for ATU so to avoid confusing it with the condition. Suggest

Nets Flashpay ATU
BOC Family (5% | $500/s.mth | cap on $200ATU/s.mth+ total family rebate max $100/mth)

Last edited by Trazora; 08-04-2017 at 10:02 AM..
Trazora is offline   Reply With Quote
Old 08-04-2017, 05:38 PM   #49
Junior Member
 
Join Date: Jul 2010
Posts: 55
Hi,

I have upcoming insurance and income tax to pay. Any possible card to earn miles? Best is 4mpd
Xtercise is offline   Reply With Quote
Old 08-04-2017, 10:33 PM   #50
Senior Member
 
Join Date: Mar 2006
Posts: 1,699
Hi,

I have upcoming insurance and income tax to pay. Any possible card to earn miles? Best is 4mpd
i am still waiting this card to appear from the holy heavens with shimmering wings =)
__________________
[SIZE=1]haha[/SIZE]
arigatoast is offline   Reply With Quote
Old 08-04-2017, 10:49 PM   #51
High Supremacy Member
 
Join Date: Apr 2003
Posts: 44,933
As long as have otp, hsbc adv will honour. Cso told me so. I already "ka ching" for this calendar mth already. Not going to wait.
chopra is offline   Reply With Quote
Old 09-04-2017, 12:01 AM   #52
Senior Member
 
Join Date: Aug 2011
Posts: 904
Hi,

I have upcoming insurance and income tax to pay. Any possible card to earn miles? Best is 4mpd
Perhaps cardup. There's no direct 4mpd card for income tax that I know of. HSBC Advance still works for insurance.
dahnoob is offline   Reply With Quote
Old 09-04-2017, 07:26 AM   #53
High Supremacy Member
 
Join Date: Apr 2003
Posts: 44,933
Cardup no otp fyi.
chopra is offline   Reply With Quote
Old 09-04-2017, 08:00 AM   #54
Member
 
Join Date: Jan 2000
Posts: 493
Cardup no otp fyi.
That's mean cant use hsbc to get 4 miles, right?

david_yyy is offline   Reply With Quote
Old 09-04-2017, 11:11 AM   #55
Master Member
 
Knightoftheblackrose's Avatar
 
Join Date: Oct 2010
Posts: 4,102
BOOKMARKED

Thanks to Trazora for your detailed summary.

You invested a lot of personal time to compile this.

I really appreciate it!

Edit for the c.mth and s.mth and update for DBS debit visa

Generic:
UOB One (5% | $2k/mth for all 3 s.mths of qualifying qtr | $300/qtr)
Amex TCB (1.5% | NONE | NONE)
SCB Unlimited Cashback (1.5% | NONE | NONE)
SCB Manhattan (3% | min $3k/s.mth | $200/qtr)
Maybank Platinum (3.33% | min $1k/c.mth for c.qtr | $100/qtr)

Contactless:
DBS Live Fresh (5% + 1.2mpd | min $700/c.mth | $70/mth)
DBS Visa debit (5% | Max 3 cash withdrawals and below $400 per c.mth| $50/mth)
UOB Delight (3% in SMART$ | min $400/c.mth | 50SMART$/mth)

Hotel (overseas):
CIMB Plat Mastercard (10% | min $500/s.mth + 8x$30/s.mth | $60/mth)
ANZ Optimum (5% | choose entertainment for the quarter | $30/transaction, no mthly cap)

Online:
SCB Singpost (7% | min $600/s.mth | $60/mth)
DBS Live Fresh (5%+1.2mpd | min $700/c.mth | $70/mth)
BOC Family (5% | min $500/s.mth | $100/mth)

Dining:
POSB Everyday ( 14%/9%/3% | Online food delivery/weekend/weekday + min $600/c.mth | $50/mth)
CIMB Visa Signature (10% | min $500/s.mth + 8x$30/s.mth | $60/mth)
BOC Family (7% | min $500/s.mth | $100/mth)
Citibank Cash Back (8% | min $888/s.mth | $25/mth)

Groceries:
Citibank Cash Back (8% | min $888/s.mth | $25/mth)
UOB delight (8% in SMART$| Dairy Farm group + min $800/c.mth | 50 SMART$/mth)
Maybank Family and Friends (8% | NTUC, Cold Storage + min $1k/c.mth | $600/c.yr)
Citibank SMRT (7.3%/5% | kallang wave fairprice xtra/ Sheng siong,giant,ntuc + min $300/s.mth + min $50/transaction | 600 smrt$/ year if card renewal after 7 feb17, 280 smrt$ otherwise)
BOC Family (5% | min $500/s.mth| $100/s.mth)
Knightoftheblackrose is offline   Reply With Quote
Old 09-04-2017, 04:02 PM   #56
Senior Member
 
Sadlifeguy1988's Avatar
 
Join Date: Nov 2016
Posts: 707
BOOKMARKED

Thanks to Trazora for your detailed summary.

You invested a lot of personal time to compile this.

I really appreciate it!
jin satki and Kind
Sadlifeguy1988 is offline   Reply With Quote
Old 09-04-2017, 04:03 PM   #57
Senior Member
 
Sadlifeguy1988's Avatar
 
Join Date: Nov 2016
Posts: 707
Now A bit lost.....hehe
So many choices
Sadlifeguy1988 is offline   Reply With Quote
Old 09-04-2017, 06:08 PM   #58
Senior Member
 
Join Date: Dec 2003
Posts: 2,174
Nice effort. I was searching for the past few days which one is good for overseas hotel booking. Luckily I found this thread
Thanks!
greddy88 is offline   Reply With Quote
Old 09-04-2017, 07:42 PM   #59
Senior Member
 
Join Date: Jan 2003
Posts: 502
I understand that Singtel payments do not get cashback since Mar.

Is that true for all telcos (Singtel, M1, Starhub)? How about payments to others like VQ, MR, Circles?

Is it true for all cashback cards? How about miles cards?

In short, is there any card that we should charge our mobile/broadband bills to? Or just switch to GIRO since there's no benefit in paying manually?
salmonella is offline   Reply With Quote
Old 09-04-2017, 08:07 PM   #60
Supremacy Member
 
denial86's Avatar
 
Join Date: Jan 2010
Posts: 8,511
Hmm. Hubby wants to buy a 2.3k tv from harvey norman, best denki.

Anyone knows which is the best card to use? I currently still have a DBS Black Visa (and maybe the Women world cc, provided they approve it) that I can apply for to get $70 cashback (sad face, really should have applied in march for $100 cashback).

Other than that.. Not sure what else to use. Suggestions please?
denial86 is offline   Reply With Quote
Reply
Important Forum Advisory Note
This forum is moderated by volunteer moderators who will react only to members' feedback on posts. Moderators are not employees or representatives of HWZ. Forum members and moderators are responsible for their own posts.

Please refer to our Terms of Service for more information.


Thread Tools

Posting Rules

Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are On