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Which card/promo to spend $1,157 on?

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Old 14-05-2018, 09:16 AM   #1
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Which card/promo to spend $1,157 on?

Hi gurus,

I am going to make a $1,157 purchase online from Aftershock.

Which card can I best maximize this on? Any on-going promos where I can leverage this big 1 time spend to hit the minimum spend to get their freebies or something?

Thanks!
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Old 14-05-2018, 09:47 AM   #2
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First time first... Miles or cb...

Sent from Samsung SM-G965F using GAGT
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Old 14-05-2018, 10:09 AM   #3
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First time first... Miles or cb...

Sent from Samsung SM-G965F using GAGT
Oh yes ps.

CB. Initially was considering miles but miles would take toooo long to be useful based on my small monthly spends.

Thanks!
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Old 14-05-2018, 10:39 AM   #4
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Quickly apply for DBS live fresh. Try to make the transaction by end of May before the new TnC kicks in.
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Old 14-05-2018, 10:47 AM   #5
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Quickly apply for DBS live fresh. Try to make the transaction by end of May before the new TnC kicks in.
interesting.

so if i applied for DBS Live Fresh and made the purchase within May, i will get

Sign-up gift S$100 cashback
+
$60 cashback for hitting the minimum $600 spend?
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Old 14-05-2018, 11:09 AM   #6
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interesting.

so if i applied for DBS Live Fresh and made the purchase within May, i will get

Sign-up gift S$100 cashback
+
$60 cashback for hitting the minimum $600 spend?
think it is Sign-up gift S$100 cashback + 5% rebate (capped at $60)
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Old 14-05-2018, 11:11 AM   #7
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think it is Sign-up gift S$100 cashback + 5% rebate (capped at $60)
sounds good indeed. $160 cashback in total on the purchase.
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Old 14-05-2018, 11:44 AM   #8
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think it is Sign-up gift S$100 cashback + 5% rebate (capped at $60)
I was reading the DBS Live Fresh thread and it seems that this card has a minimum spend requirement which i may not be able to hit moving forward.

It that case will it be better if i went with SC Spree?
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Old 14-05-2018, 11:56 AM   #9
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I was reading the DBS Live Fresh thread and it seems that this card has a minimum spend requirement which i may not be able to hit moving forward.

It that case will it be better if i went with SC Spree?
Why care about subsequent use? You can cut the card if it does not fit your spending.
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Old 14-05-2018, 11:59 AM   #10
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Why care about subsequent use? You can cut the card if it does not fit your spending.
So the recommendation would be to get DBS Live Fresh, get the promo $100 cashback, make my purchase to get the $60 cashback, then cancel the card?
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Old 14-05-2018, 12:07 PM   #11
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I was reading the DBS Live Fresh thread and it seems that this card has a minimum spend requirement which i may not be able to hit moving forward.

It that case will it be better if i went with SC Spree?
Just go for the best option first.

What card to use subsequently is a separate issue. What is your envisaged spending pattern?
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Old 14-05-2018, 12:13 PM   #12
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Just go for the best option first.

What card to use subsequently is a separate issue. What is your envisaged spending pattern?
My worry is that if there is a minimum commitment period to the card and I can't cancel it after that.

~$200 on petrol which I intend to go for DBS Esso. The rest of my cashless spend should be ~$100 only.
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Old 14-05-2018, 12:25 PM   #13
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My worry is that if there is a minimum commitment period to the card and I can't cancel it after that.

~$200 on petrol which I intend to go for DBS Esso. The rest of my cashless spend should be ~$100 only.
There should not be any min commitment period, just need to wait for the rebates/cashback to be credited. Even if need to keep the card there is no issue ma.

You can also consider Citi SMRT or HSBC advance for no min spend rebate cards.
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Old 14-05-2018, 03:09 PM   #14
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Why do you care about "Moving forward"? CC is a month-by-month basis thing. After using this month then put it in your drawer simple!

U want to spend 1157 this month and Trazora has already given you the perfect answer for this and you still want to consider spree 3%. Lol



I was reading the DBS Live Fresh thread and it seems that this card has a minimum spend requirement which i may not be able to hit moving forward.

It that case will it be better if i went with SC Spree?

Last edited by Yachtmaster; 14-05-2018 at 03:12 PM..
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Old 14-05-2018, 04:00 PM   #15
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Why do you care about "Moving forward"? CC is a month-by-month basis thing. After using this month then put it in your drawer simple!

U want to spend 1157 this month and Trazora has already given you the perfect answer for this and you still want to consider spree 3%. Lol
Just want to ensure that I do not get penalized for not hitting the minimum spend in the subsequent months. And because I am not sure, hence asking
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