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Which card for your groceries?

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Old 06-10-2018, 08:14 PM   #1
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Join Date: Jan 2008
Posts: 506
Which card for your groceries?

With all general Paywave cards gone, which one is good for groceries?

Open to both miles and cashback cards.
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Old 06-10-2018, 08:59 PM   #2
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Join Date: May 2018
Posts: 2,154
Dbs live fresh for me
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Old 06-10-2018, 09:27 PM   #3
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Join Date: Jan 2000
Posts: 36,375
If u patronise Market Place/Giant/Cold Storage, UOB Delight card is good.

Problem is most cashiers at these super markets for some dumb reason don't know how to redeem your Delight points.

Used to use this card but was pissed off at how sh*tty their training is and more often than not they didn't know how to use my tons of Delight points to offset my grocery bills.
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Old 06-10-2018, 09:52 PM   #4
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Join Date: Dec 2005
Posts: 7,147
If you patronise mainly

Cold Storage • NTUC Fairprice / Finest / X-tra

You can go for the Maybank Family & Friends Card

5% rebate for min spend of $500, 8% for $1000 spend

Can stack with Passion Card points when at Cold Storage...
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Old 07-10-2018, 12:07 AM   #5
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Join Date: Oct 2018
Posts: 64
Citibank SMRT is really good for low spenders like me (I hate the minimum spend game) although it is a little complicated and only worth using at the specific stores. I’ve been averaging 3.5% cash back despite spending only $250-350 each month. If you are a bigger spender, there are better cards.

Recently they made it easier to redeem the SMRT$ just send an SMS and the credit appears on your next statement.

Maximum 600 SMRT$ per year cap
Spend > $300/mo for the extra +0.3%

• Cathay, Filmgarde, GV, Shaw
• BK, KFC, McD, Pizza Hut, Subway**
• Starbucks*, Coffee Bean, Gloria Jean's
• Popular Bookstores

* plus 10% rebate on spend over $10
** plus 5% rebate on spend over $10

2.7-3% or 4.7-5% for transactions over $50
• NTUC FairPrice, Giant, Sheng Siong*

* plus 1-2% rebate on spend over $20-50

• Online purchases except travel

• Guardian, Watson’s, Unity
• SMRT w/$50 auto top-up (no fees)
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