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Citibank Cash Back+ Credit Card

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Old 14-02-2020, 03:56 PM   #1
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Citibank Cash Back+ Credit Card

https://www.citibank.com.sg/gcb/cred...-plus-card.htm



- 1.6% cash back on your spend
- No minimum spend required and no cap on cash back earned
- Cash back earned does not expire

Last edited by hclee01; 14-02-2020 at 03:59 PM..
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Old 14-02-2020, 04:55 PM   #2
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Not bad. Seems like a clone of ICBC Zodiac Mastercard/Maybank FC Barcelona card.

Welcome offer of 4.5% cashback (3 months, up to $5,000 spending) OR $350 gift if you apply via SingSaver (https://www.singsaver.com.sg/credit-...back-plus-card)
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Old 15-02-2020, 11:46 AM   #3
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Can be an alternative to SC/Manhattan/Maybank.

Too bad already got the SMRT and SC card. Maybe after the 2 years free SMRT, might change to this
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Old 15-02-2020, 03:02 PM   #4
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Not bad. Seems like a clone of ICBC Zodiac Mastercard/Maybank FC Barcelona card.

Welcome offer of 4.5% cashback (3 months, up to $5,000 spending) OR $350 gift if you apply via SingSaver (https://www.singsaver.com.sg/credit-...back-plus-card)
Welcome gifts look good. Signing up. Thanks for the link.
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Old 15-02-2020, 06:56 PM   #5
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So they got 2 cashback card now? The old dividend cashback card and this
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Old 15-02-2020, 07:49 PM   #6
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So they got 2 cashback card now? The old dividend cashback card and this
Ya seems like they aren't merging them into one.
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Old 15-02-2020, 07:59 PM   #7
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But this one seems better, no need to wait until $50 then can redeem
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Old 15-02-2020, 08:38 PM   #8
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What are the exclusions?
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Old 15-02-2020, 08:47 PM   #9
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What are the exclusions?
Pretty standard stuff.

(i) annual fees, interest charges, late payment charges, GST, cash
advances, instalment/easy/extended/equal payment plans,
preferred payment plans, balance transfers, cash advances,
quasi-cash transactions, all fees charged by Citibank or third
party, miscellaneous charges imposed by Citibank (unless
otherwise stated in writing by Citibank);
(ii) funds transfers using the card as source of funds;
(iii) bill payments (including via Citibank Online or via any other
channel or agent);
(iv) payments to educational institutions;
(v) payments to government institutions and services (including but
not limited to court cases, fi nes, bail and bonds, tax payment,
postal services, parking lots and garages, intra-government
purchases);
(vi) payments to insurance companies (sales, underwriting, and
premiums);
(vii) payments to fi nancial institutions (including banks and
brokerages);
(viii) payments to non-profi t organizations;
(ix) betting or gambling (including lottery tickets, casino gaming
chips, off-track betting, and wagers at race tracks) through any
channel;
(x) any top-ups or payment of funds to payment service providers,
prepaid cards and any prepaid accounts;
(xi) transit-related transactions; and
(xii) transactions performed at establishments/businesses/
merchants that fall within an excluded Merchant Category or
a merchant that has been excluded by the bank, as set out in
www.citibank.com.sg/rwdexcl (you acknowledge that this list of
excluded Merchant Categories or merchants may be updated
from time to time at our discretion and you agree to refer to this
list for any updates);
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Old 15-02-2020, 10:17 PM   #10
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But for petrol and groceries and dining tis card loses to the 8% for dividend cash back
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Old 15-02-2020, 11:27 PM   #11
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But for petrol and groceries and dining tis card loses to the 8% for dividend cash back
That one got minimum spend of $888 wor. And capped at $25 per category.
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Old 16-02-2020, 06:37 PM   #12
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So current Cash Back cardholders, what's the plan? Apply for this or stay put without the plus??
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Old 16-02-2020, 07:12 PM   #13
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So current Cash Back cardholders, what's the plan? Apply for this or stay put without the plus??
Canceling the current one and probably wait one year later to apply this (for welcome bonus) haha.
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Old 17-02-2020, 12:46 AM   #14
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For new citibank customer, until 19th Feb, application via singsaver entitles you to $350 cashback directly via paynow upon card approval... but won't get the 4.5% welcome bonus.

I think it's a no brainer. Quickly apply. After 19th Feb, cashback drop to $300 until 29th Feb. Just google it.
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Old 17-02-2020, 12:32 PM   #15
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Sounds a bit too good to be true?
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