In determining the amount of retail purchases for purposes of calculation
of SMRT$, the following transactions/charges shall not be taken into
account and will not earn any SMRT$:
(i) annual fees, interest charges, late payment charges, GST, cash
advances, instalment/easy/extended/equal payment plans,
preferred payment plans, balance transfers, cash advances,
quasi-cash transactions, all fees charged by Citibank or third
party, miscellaneous charges imposed by Citibank (unless
otherwise stated in writing by Citibank);
(ii) funds transfers using the card as source of funds;
(iii) bill payments (including via Citibank Online or via any other
channel or agent);
(iv) payments to educational institutions;
(v) payments to government institutions and services (including
but not limited to court cases, fines, bail and bonds, tax payment,
postal services, parking lots and garages, intra-government
purchases);
(vi) payments to insurance companies (sales, underwriting, and
premiums);
(vii) payments to financial institutions (including banks and
brokerages);
(viii) payments to non-profit organizations;
25
(ix) betting or gambling (including lottery tickets, casino gaming
chips, off-track betting, and wagers at race tracks) through any
channel;
(x) any top-ups or payment of funds to payment service providers,
prepaid cards and any prepaid accounts;
(xi) transit-related transactions; and
(xii) transactions performed at establishments/businesses/
merchants that fall within an excluded Merchant Category or
a merchant that has been excluded by the bank, as set out in
www.citibank.com.sg/rwdexcl (you acknowledge that this list of
excluded Merchant Categories or merchants may be updated
from time to time at our discretion and you agree to refer to this
list for any updates);
Wa sad.......no more road tax rebate liao.